7870 SW 196 TER, Cutler Bay, FL 33189

Parcel: 3660030160850 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$461,925

Property Details

Beds
4
Baths
2
Living Sqft
2,387
Year Built
1988
Lot Sqft
7,840
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$330,000
2015-07-15
ROBERT G ARMSTRONG &W ESTELLE PAUL YEPELLO
2
$150,000-55%
2017-09-01
PAUL YEPELLOJUSTINE A VESUVIO
3
$600,000+300%
2021-11-17
JUSTINE A VESUVIOJOHN STOCK

Tax Assessment History

$461,925
Assessed (2025)
$580,050
Market Value
$411,203
Taxable Value
$8,372
Annual Tax
2024
$448,907
$603,802
2025
$461,925
$580,050
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $461,925 $580,050 $411,203 $8,372
2024 $448,907 $603,802 $398,907 $8,121

About 7870 SW 196 TER, Cutler Bay, FL 33189

7870 SW 196 TER, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1988 with 2,387 square feet of living space on a 7,840 square foot lot. The property is currently owned by JOHN STOCK BRIGITTE DESCHAMPS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-11-17 for $600,000, when JUSTINE A VESUVIO sold to JOHN STOCK. The property has appreciated $450,000 (300%) since the prior sale of $150,000 on 2017-09-01. There are 3 recorded sales for this property.

The 2025 assessed value is $461,925 with a market value of $580,050. This breaks down to $235,200 for the land and $344,850 for the building. The assessed value increased 3% from $448,907 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $331,581 recorded against this property. 7870 SW 196 TER, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2015 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 77% of the most recent sale price. Based on the most recent sale, this property traded at $251 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JOHN STOCK BRIGITTE DESCHAMPS
7870 SW 196 TER, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,019 — $9,114
Flood $400 — $800
Property/Wind $4,619 — $8,314

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$350,000
~$331,581 bal.
BANK OF AMERICA NA · 2021-11-30
Est. Total Balance $331,581
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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