8101 SW 197 TER, Cutler Bay, FL 33189

Parcel: 3660030160140 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$465,760

Property Details

Beds
4
Baths
2
Living Sqft
1,976
Year Built
1974
Lot Sqft
9,583
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$350,000
2006-02-01
2
$123,100-65%
2012-01-23
ARIE DAVISHSBC BANK USA NA TRS
3
$177,484+44%
2012-05-11
HSBC BANK USA NA TRSCLAUDIA M ZAPATA

Tax Assessment History

$465,760
Assessed (2025)
$518,089
Market Value
$465,760
Taxable Value
$9,483
Annual Tax
2024
$423,419
$533,915
2025
$465,760
$518,089
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $465,760 $518,089 $465,760 $9,483
2024 $423,419 $533,915 $423,419 $8,620

About 8101 SW 197 TER, Cutler Bay, FL 33189

8101 SW 197 TER, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1974 with 1,976 square feet of living space on a 9,583 square foot lot. The property is currently owned by CLAUDIA M ZAPATA, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2012-05-11 for $177,484, when HSBC BANK USA NA TRS sold to CLAUDIA M ZAPATA. The property has appreciated $54,384 (44%) since the prior sale of $123,100 on 2012-01-23. There are 3 recorded sales for this property.

The 2025 assessed value is $465,760 with a market value of $518,089. This breaks down to $268,170 for the land and $249,919 for the building. The assessed value increased 10% from $423,419 in 2024.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. 8101 SW 197 TER, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2012, with 3 recorded transactions in the public record. The current assessed value represents 262% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $90 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CLAUDIA M ZAPATA
12553 SW 125 TER, MIAMI, FL, 33186
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$5,057 — $9,183
Flood $400 — $800
Property/Wind $4,657 — $8,383

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →
Zoom in to see property sales