8281 SW 187 ST, Cutler Bay, FL 33157

Parcel: 3660030140450 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$651,986

Property Details

Beds
3
Baths
2
Living Sqft
2,438
Year Built
1987
Lot Sqft
17,435
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2017-07-31
STEVEN MCCUE STEVEN MCCUE TRS
2
$100non-market transfer
2021-05-04
STEVEN MCCUE STEVEN MCCUE TRS
3
$870,000
2024-11-26
STEVEN MCCUE TRSRAMON JULIAN GONZALEZ
4
$870,000
2024-12-05

Tax Assessment History

$651,986
Assessed (2025)
$741,109
Market Value
$601,264
Taxable Value
$12,241
Annual Tax
2024
$746,156
2025
$651,986
$741,109
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $651,986 $741,109 $601,264 $12,241
2024 $746,156 $746,156 $746,156 $15,191

About 8281 SW 187 ST, Cutler Bay, FL 33157

8281 SW 187 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1987 with 2,438 square feet of living space on a 17,435 square foot lot. The property is currently owned by RAMON JULIAN GONZALEZ JAMIE GONZALEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-12-05 for $870,000. There are 4 recorded sales for this property. The 2025 assessed value is $651,986 with a market value of $741,109.

This breaks down to $373,002 for the land and $368,107 for the building. The assessed value decreased 13% from $746,156 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000.

The population density is 3,712 people per square mile. There are active mortgage liens totaling $685,205 recorded against this property. 8281 SW 187 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2017 to 2024, with 4 recorded transactions in the public record. The current assessed value represents 75% of the most recent sale price.

Based on the most recent sale, this property traded at $357 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

RAMON JULIAN GONZALEZ JAMIE GONZALEZ
8281 SW 187 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$6,919 — $12,535
Flood $400 — $800
Property/Wind $6,519 — $11,735

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$696,000
~$685,205 bal.
HIGHLANDS RESIDENTIAL MORTGAGE LTD · 2024-12-05
Est. Total Balance $685,205
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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