8240 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030140380 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$363,928

Property Details

Beds
4
Baths
2
Living Sqft
2,827
Year Built
1987
Lot Sqft
17,414
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$28,000
1978-09-01
2
$48,000+71%
1987-04-01
3
$100non-market transfer
2023-04-27
CHARLES T HEADLEY &W SINIA SCHARLES T HEADLEY LE
4
N/A
2023-05-03

Tax Assessment History

$363,928
Assessed (2025)
$769,785
Market Value
$313,206
Taxable Value
$6,377
Annual Tax
2024
$353,672
$772,776
2025
$363,928
$769,785
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $363,928 $769,785 $313,206 $6,377
2024 $353,672 $772,776 $303,672 $6,183

About 8240 SW 186 ST, Cutler Bay, FL 33157

8240 SW 186 ST, Cutler Bay, FL 33157 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1987 with 2,827 square feet of living space on a 17,414 square foot lot. The property is currently owned by CHARLES T HEADLEY LE SINIA S HEADLEY LE, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $363,928 with a market value of $769,785. This breaks down to $372,761 for the land and $397,024 for the building.

The assessed value increased 3% from $353,672 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $157,368 recorded against this property. 8240 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1978 to 2023, with 4 recorded transactions in the public record..

Current Owner

CHARLES T HEADLEY LE SINIA S HEADLEY LE
8240 SW 186 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,039 — $7,350
Flood $400 — $800
Property/Wind $3,639 — $6,550

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$180,000
~$157,368 bal.
ROCKET MORTGAGE LLC · 2021-10-29
Est. Total Balance $157,368
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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