8281 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030140350 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$499,983

Property Details

Beds
4
Baths
3
Living Sqft
3,709
Year Built
1982
Lot Sqft
19,845
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$360,000
2003-05-01
2
$100non-market transfer
2014-03-17
STEVEN L BONWITSTEVEN L BONWIT JTRS
3
$227,400
2016-05-24
STEVEN L BONWIT JTRSALAN BONWIT

Tax Assessment History

$499,983
Assessed (2025)
$798,013
Market Value
$449,261
Taxable Value
$9,147
Annual Tax
2024
$485,893
$800,969
2025
$499,983
$798,013
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $499,983 $798,013 $449,261 $9,147
2024 $485,893 $800,969 $435,893 $8,874

About 8281 SW 186 ST, Cutler Bay, FL 33157

8281 SW 186 ST, Cutler Bay, FL 33157 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 1982 with 3,709 square feet of living space on a 19,845 square foot lot. The property is currently owned by ALAN BONWIT, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-05-24 for $227,400, when STEVEN L BONWIT JTRS sold to ALAN BONWIT. The property has appreciated $227,300 (227300%) since the prior sale of $100 on 2014-03-17. There are 3 recorded sales for this property.

The 2025 assessed value is $499,983 with a market value of $798,013. This breaks down to $400,718 for the land and $397,295 for the building. The assessed value increased 3% from $485,893 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. There are active mortgage liens totaling $591,576 recorded against this property.

8281 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2003 to 2016, with 3 recorded transactions in the public record.

The current assessed value represents 220% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $61 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ALAN BONWIT
8281 SW 186 ST, MIAMI, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,399 — $9,799
Flood $400 — $800
Property/Wind $4,999 — $8,999

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$600,833
~$591,576 bal.
LOANDEPOT.COM LLC · 2024-12-13
1 satisfied mortgage
SATISFIED 2022-05-10
$427,744
LOANDEPOT.COM LLC
Est. Total Balance $591,576
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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