8520 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030030810 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$308,378

Property Details

Beds
3
Baths
2
Living Sqft
1,820
Year Built
1960
Lot Sqft
15,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$225,000
2011-04-12
JULIA A LINCOLN EST OFDANIEL PALACIO
2
$100non-market transfer
2014-08-25
DANIEL PALACIODANIEL PALACIO
3
N/Anon-market transfer
2015-09-15
DANIEL PALACIOJENNIFER A SANCHEZ

Tax Assessment History

$308,378
Assessed (2025)
$564,244
Market Value
$257,656
Taxable Value
$5,246
Annual Tax
2024
$299,688
$565,863
2025
$308,378
$564,244
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $308,378 $564,244 $257,656 $5,246
2024 $299,688 $565,863 $249,688 $5,083

About 8520 SW 186 ST, Cutler Bay, FL 33157

8520 SW 186 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1960 with 1,820 square feet of living space on a 15,000 square foot lot. The property is currently owned by JENNIFER A SANCHEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 3 recorded sales for this property. The 2025 assessed value is $308,378 with a market value of $564,244. This breaks down to $345,000 for the land and $219,244 for the building.

The assessed value increased 3% from $299,688 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile.

There are active mortgage liens totaling $327,111 recorded against this property. 8520 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2011 to 2015, with 3 recorded transactions in the public record..

Current Owner

JENNIFER A SANCHEZ
8520 SW 186 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,100 — $7,584
Flood $400 — $800
Property/Wind $3,700 — $6,784

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$345,000
~$327,111 bal.
GROVES CAPITAL INC · 2021-12-02
Est. Total Balance $327,111
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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