8535 SW 186 ST, Cutler Bay, FL 33157

Parcel: 3660030030750 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$347,035

Property Details

Beds
3
Baths
2
Living Sqft
1,764
Year Built
1958
Lot Sqft
15,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$199,000
2004-08-01
2
$388,000+95%
2017-09-06
THOMAS R SANDER FERNANDO OLIVERA
3
$208,000-46%
2020-05-22
FERNANDO OLIVERACAROLYN IVY

Tax Assessment History

$347,035
Assessed (2025)
$579,006
Market Value
$296,313
Taxable Value
$6,033
Annual Tax
2024
$337,255
$580,683
2025
$347,035
$579,006
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $347,035 $579,006 $296,313 $6,033
2024 $337,255 $580,683 $287,255 $5,848

About 8535 SW 186 ST, Cutler Bay, FL 33157

8535 SW 186 ST, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 1,764 square feet of living space on a 15,000 square foot lot. The property is currently owned by CAROLYN IVY, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-05-22 for $208,000, when FERNANDO OLIVERA sold to CAROLYN IVY. The property sold for $180,000 less than the prior sale of $388,000 on 2017-09-06. There are 3 recorded sales for this property.

The 2025 assessed value is $347,035 with a market value of $579,006. This breaks down to $345,000 for the land and $234,006 for the building. The assessed value increased 3% from $337,255 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. There are active mortgage liens totaling $379,259 recorded against this property.

8535 SW 186 ST, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 167% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $118 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CAROLYN IVY
8535 SW 186 ST, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,564 — $8,434
Flood $400 — $800
Property/Wind $4,164 — $7,634

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$400,000
~$379,259 bal.
GROVES CAPITAL INC · 2021-12-07
Est. Total Balance $379,259
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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