8520 SW 185 TER, Cutler Bay, FL 33157

Parcel: 3660030030630 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$350,458

Property Details

Beds
3
Baths
2
Living Sqft
1,932
Year Built
1958
Lot Sqft
15,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$277,500
2004-04-01
2
$315,000+14%
2009-01-30
RICHARD CIPRIANO &WDAVID W THROCKMORTON
3
$390,000+24%
2017-02-14
DAVID W THROCKMORTONNICHOLAS J CONCEPCION

Tax Assessment History

$350,458
Assessed (2025)
$582,070
Market Value
$299,736
Taxable Value
$6,102
Annual Tax
2024
$340,582
$583,735
2025
$350,458
$582,070
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $350,458 $582,070 $299,736 $6,102
2024 $340,582 $583,735 $290,582 $5,916

About 8520 SW 185 TER, Cutler Bay, FL 33157

8520 SW 185 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 1,932 square feet of living space on a 15,000 square foot lot. The property is currently owned by NICHOLAS J CONCEPCION GRACE P CONCEPCION, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-02-14 for $390,000, when DAVID W THROCKMORTON sold to NICHOLAS J CONCEPCION. The property has appreciated $75,000 (24%) since the prior sale of $315,000 on 2009-01-30. There are 3 recorded sales for this property.

The 2025 assessed value is $350,458 with a market value of $582,070. This breaks down to $345,000 for the land and $237,070 for the building. The assessed value increased 3% from $340,582 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. 8520 SW 185 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 90% of the most recent sale price.

Based on the most recent sale, this property traded at $202 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

NICHOLAS J CONCEPCION GRACE P CONCEPCION
8520 SW 185 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,605 — $8,510
Flood $400 — $800
Property/Wind $4,205 — $7,710

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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