18401 SW 85 CT, Cutler Bay, FL 33157

Parcel: 3650340140080 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$451,301

Property Details

Beds
4
Baths
2
Living Sqft
2,533
Year Built
1977
Lot Sqft
16,875
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$125,000
1998-03-01
2
$419,000+235%
2018-02-12
JAMES MARTIN &W MARCIA LARA BOOKKEEPING SERVICE INC
3
$317,200-24%
2020-09-23
LARA BOOKKEEPING SERVICE INCGRISELL LARA NAVARRO

Tax Assessment History

$451,301
Assessed (2025)
$696,904
Market Value
$400,579
Taxable Value
$8,155
Annual Tax
2024
$438,583
$699,874
2025
$451,301
$696,904
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $451,301 $696,904 $400,579 $8,155
2024 $438,583 $699,874 $388,583 $7,911

About 18401 SW 85 CT, Cutler Bay, FL 33157

18401 SW 85 CT, Cutler Bay, FL 33157 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1977 with 2,533 square feet of living space on a 16,875 square foot lot. The property is currently owned by GRISELL LARA NAVARRO FRANCISCO NAVARRO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-09-23 for $317,200, when LARA BOOKKEEPING SERVICE INC sold to GRISELL LARA NAVARRO . The property sold for $101,800 less than the prior sale of $419,000 on 2018-02-12. There are 3 recorded sales for this property.

The 2025 assessed value is $451,301 with a market value of $696,904. This breaks down to $366,562 for the land and $330,342 for the building. The assessed value increased 3% from $438,583 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. There are active mortgage liens totaling $728,176 recorded against this property.

18401 SW 85 CT, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1998 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 142% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $125 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

GRISELL LARA NAVARRO FRANCISCO NAVARRO
18401 SW 85 CT, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,913 — $8,923
Flood $400 — $800
Property/Wind $4,513 — $8,123

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 18401

100%
Owner-Occ
0%
Investor
3
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$735,000
~$728,176 bal.
A&D MORTGAGE LLC · 2025-07-02
Est. Total Balance $728,176
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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