4280 NW 187 TER, Miami Gardens, FL 33055

Parcel: 3421050110160 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$92,086

Property Details

Beds
3
Baths
1
Living Sqft
1,287
Year Built
1960
Lot Sqft
9,600
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$21,000
1972-07-01

Tax Assessment History

$92,086
Assessed (2025)
$349,495
Market Value
$0
Taxable Value
2024
$89,491
$351,107
2025
$92,086
$349,495
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $92,086 $349,495 $0
2024 $89,491 $351,107 $0

About 4280 NW 187 TER, Miami Gardens, FL 33055

4280 NW 187 TER, Miami Gardens, FL 33055 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1960 with 1,287 square feet of living space on a 9,600 square foot lot. The property is currently owned by LOVIE ANN SMITH, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1972-07-01 for $21,000. The 2025 assessed value is $92,086 with a market value of $349,495. This breaks down to $205,200 for the land and $144,295 for the building.

The assessed value increased 3% from $89,491 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $66,136, and the median home value is $350,300. The population density is 7,465 people per square mile.

4280 NW 187 TER, Miami Gardens, FL 33055 is located in Miami Gardens, Florida. Property records, tax assessments, sales history, and ownership information for this Miami Gardens property are sourced from miami_dade County public records. The current assessed value represents 439% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $16 per square foot — a key metric for comparing value across Miami Gardens's real estate market..

Current Owner

LOVIE ANN SMITH
4280 NW 187 TERR, OPA LOCKA, FL, 33055-2714
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$66,136
Median Home Value$350,300
Pop. Density7,465/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →
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