20304 NW 28 CT, Miami Gardens, FL 33056

Parcel: 3411330170820 · Residential · Townhouse · Zoning: 4400

Assessed Value (2025)
$39,146

Property Details

Beds
3
Baths
2
Living Sqft
1,240
Year Built
1979
Lot Sqft
3,500
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
N/Anon-market transfer
1992-02-01
2
$64,000
1998-10-01
3
$395,000+517%
2025-09-26
MINERVA C DUNCANGUILLERMO EDISON VERGARA
4
$395,000
2025-10-01

Tax Assessment History

$39,146
Assessed (2025)
$283,172
Market Value
$14,146
Taxable Value
$288
Annual Tax
2024
$38,043
$269,688
2025
$39,146
$283,172
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $39,146 $283,172 $14,146 $288
2024 $38,043 $269,688 $13,043 $266

About 20304 NW 28 CT, Miami Gardens, FL 33056

20304 NW 28 CT, Miami Gardens, FL 33056 is a 3-bedroom, 2-bathroom residential - total value : townhouse built in 1979 with 1,240 square feet of living space on a 3,500 square foot lot. The property is currently owned by GUILLERMO EDISON VERGARA GLADYS SANTOME VERGARA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-10-01 for $395,000. There are 4 recorded sales for this property. The 2025 assessed value is $39,146 with a market value of $283,172.

The assessed value increased 3% from $38,043 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $84,943, and the median home value is $317,000. The population density is 10,783 people per square mile.

There are active mortgage liens totaling $385,565 recorded against this property. 20304 NW 28 CT, Miami Gardens, FL 33056 is located in Miami Gardens, Florida. Property records, tax assessments, sales history, and ownership information for this Miami Gardens property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1992 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 10% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase.

Based on the most recent sale, this property traded at $319 per square foot — a key metric for comparing value across Miami Gardens's real estate market..

Current Owner

GUILLERMO EDISON VERGARA GLADYS SANTOME VERGARA
20304 NW 28 CT, MIAMI GARDENS, FL, 33056
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$84,943
Median Home Value$317,000
Pop. Density10,783/sq mi

Neighborhood 20304

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →

Mortgages

ACTIVE
$387,845
~$385,565 bal.
SUMMIT FUNDING INC · 2025-11-14
2 satisfied mortgages
SATISFIED 2025-10-01
$387,845
SUMMIT FUNDING INC
SATISFIED 2025-10-01
$19,392
FLORIDA HOUSING FINANCE CORP
Est. Total Balance $385,565
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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