8825 SW 165 TER, Palmetto Bay, FL 33157

Parcel: 3350280570540 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$452,413

Property Details

Beds
4
Baths
2.5
Living Sqft
3,410
Year Built
1985
Lot Sqft
19,373
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$3,800,000
1983-09-01
2
$213,000-94%
1988-07-01

Tax Assessment History

$452,413
Assessed (2025)
$1,065,370
Market Value
$401,691
Taxable Value
$8,178
Annual Tax
2024
$439,663
$998,932
2025
$452,413
$1,065,370
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $452,413 $1,065,370 $401,691 $8,178
2024 $439,663 $998,932 $389,663 $7,933

About 8825 SW 165 TER, Palmetto Bay, FL 33157

8825 SW 165 TER, Palmetto Bay, FL 33157 is a 4-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1985 with 3,410 square feet of living space on a 19,373 square foot lot. The property is currently owned by JAMES R HORNER TERESA HORNER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1988-07-01 for $213,000. The property sold for $3,587,000 less than the prior sale of $3,800,000 on 1983-09-01. The 2025 assessed value is $452,413 with a market value of $1,065,370.

This breaks down to $619,936 for the land and $445,434 for the building. The assessed value increased 3% from $439,663 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $164,073, and the median home value is $735,500.

The population density is 2,464 people per square mile. 8825 SW 165 TER, Palmetto Bay, FL 33157 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1983 to 1988, with 2 recorded transactions in the public record. The current assessed value represents 212% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $62 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Current Owner

JAMES R HORNER TERESA HORNER
8825 SW 165 TERR, MIAMI, FL, 33157-3564
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,924 — $8,943
Flood $400 — $800
Property/Wind $4,524 — $8,143

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$164,073
Median Home Value$735,500
Pop. Density2,464/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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