15981 SW 281 ST, Homestead, FL 33033

Parcel: 3079050100190 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$173,670

Property Details

Beds
4
Baths
2
Living Sqft
1,495
Year Built
1981
Lot Sqft
15,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$175,000
2013-08-06
ROBERT SCOTT &W KATHYJAMES H FORD
2
$100non-market transfer
2016-11-09
JAMES H FORD JAMES H FORD LE
3
$100non-market transfer
2025-11-25
LISA MARIE FORDMICHELLE LYNN PHELPS
4
N/A
2025-12-23

Tax Assessment History

$173,670
Assessed (2025)
$404,996
Market Value
$122,948
Taxable Value
$2,503
Annual Tax
2024
$168,776
$406,532
2025
$173,670
$404,996
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $173,670 $404,996 $122,948 $2,503
2024 $168,776 $406,532 $118,776 $2,418

About 15981 SW 281 ST, Homestead, FL 33033

15981 SW 281 ST, Homestead, FL 33033 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1981 with 1,495 square feet of living space on a 15,000 square foot lot. The property is currently owned by MICHELLE LYNN PHELPS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $173,670 with a market value of $404,996. This breaks down to $210,000 for the land and $194,996 for the building.

The assessed value increased 3% from $168,776 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $129,808, and the median home value is $493,800. The population density is 2,220 people per square mile.

15981 SW 281 ST, Homestead, FL 33033 is located in Homestead, Florida. Property records, tax assessments, sales history, and ownership information for this Homestead property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2013 to 2025, with 4 recorded transactions in the public record..

Building Permits (1)

Permit #TypeStatusCost
C2025050923 building F $18,407

Current Owner

MICHELLE LYNN PHELPS
15981 SW 281 ST, HOMESTEAD, FL, 33033
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,136 — $3,926
Flood $400 — $800
Property/Wind $1,736 — $3,126

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$129,808
Median Home Value$493,800
Pop. Density2,220/sq mi

Neighborhood 15981

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
18
View full risk analysis →
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