20603 SW 318 ST, Miami-Dade County, FL 33030

Parcel: 3078150080140 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$497,225

Property Details

Beds
3
Baths
2
Living Sqft
2,255
Year Built
2021
Lot Sqft
20,300
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2006-03-01
2
$430,900
2021-03-31
CASTILLO AZUL DEVELOPERS INCMICHELLE M TAYLOR

Tax Assessment History

$497,225
Assessed (2025)
$560,189
Market Value
$446,503
Taxable Value
$9,090
Annual Tax
2024
$483,212
$564,144
2025
$497,225
$560,189
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $497,225 $560,189 $446,503 $9,090
2024 $483,212 $564,144 $433,212 $8,820

About 20603 SW 318 ST, Miami-Dade County, FL 33030

20603 SW 318 ST, Miami-Dade County, FL 33030 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 2021 with 2,255 square feet of living space on a 20,300 square foot lot. The property is currently owned by MICHELLE M TAYLOR RYAN R SMITH, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-03-31 for $430,900, when CASTILLO AZUL DEVELOPERS INC sold to MICHELLE M TAYLOR . The 2025 assessed value is $497,225 with a market value of $560,189. This breaks down to $176,500 for the land and $383,689 for the building.

The assessed value increased 3% from $483,212 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential.

Flood insurance is typically required. The median household income in this area is $107,073, and the median home value is $457,700. The population density is 6 people per square mile.

There are active mortgage liens totaling $323,686 recorded against this property. The complete ownership history of this property spans from 2006 to 2021, with 2 recorded transactions in the public record. The current assessed value represents 115% of the most recent sale price.

Based on the most recent sale, this property traded at $191 per square foot — a key metric for comparing value across the area's real estate market..

Current Owner

MICHELLE M TAYLOR RYAN R SMITH
20603 SW 318 ST, HOMESTEAD, FL, 33030
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$3,383 — $5,772
Flood $400 — $800
Property/Wind $2,983 — $4,972

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$107,073
Median Home Value$457,700
Pop. Density6/sq mi

Neighborhood 20603

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
13
View full risk analysis →

Mortgages

ACTIVE
$344,720
~$323,686 bal.
HIGHLANDS RESIDENTIAL MORTGAGE LTD · 2021-04-09
Est. Total Balance $323,686
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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