20565 SW 326 ST, Miami-Dade County, FL 33030

Parcel: 3078150060910 · Residential - Single Family · Residential · Zoning: 2100

Assessed Value (2025)
$396,860

Property Details

Beds
4
Baths
2
Living Sqft
2,366
Year Built
2005
Lot Sqft
18,254
Stories
1
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$100non-market transfer
2017-08-31
GEMINI 1 LLCGEMINI 1 LLC
2
$335,000
2018-03-21
GEMINI 1 LLCJENNIFER C VARGAS
3
$655,000+96%
2023-06-30
JENNIFER C VARGASROSINA A VARGAS
4
$655,000
2023-07-19

Tax Assessment History

$396,860
Assessed (2025)
$531,873
Market Value
$346,138
Taxable Value
$7,047
Annual Tax
2024
$536,384
2025
$396,860
$531,873
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $396,860 $531,873 $346,138 $7,047
2024 $536,384 $536,384 $486,384 $9,902

About 20565 SW 326 ST, Miami-Dade County, FL 33030

20565 SW 326 ST, Miami-Dade County, FL 33030 is a 4-bedroom, 2-bathroom residential - single family : residential - total value built in 2005 with 2,366 square feet of living space on a 18,254 square foot lot. The property is currently owned by ROSINA A VARGAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-07-19 for $655,000. There are 4 recorded sales for this property. The 2025 assessed value is $396,860 with a market value of $531,873.

This breaks down to $166,270 for the land and $365,603 for the building. The assessed value decreased 26% from $536,384 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential. Flood insurance is typically required. The median household income in this area is $107,073, and the median home value is $457,700.

The population density is 6 people per square mile. There are active mortgage liens totaling $448,371 recorded against this property. The complete ownership history of this property spans from 2017 to 2023, with 4 recorded transactions in the public record.

The current assessed value represents 61% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $277 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2024060081 building F $18,360
C2024000088 building F $14,500

Current Owner

ROSINA A VARGAS
20565 SW 326 ST, HOMESTEAD, FL, 33030
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$2,781 — $4,768
Flood $400 — $800
Property/Wind $2,381 — $3,968

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$107,073
Median Home Value$457,700
Pop. Density6/sq mi

Neighborhood 20565

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
15
View full risk analysis →

Mortgages

ACTIVE
$462,962
~$448,371 bal.
UNITED WHOLESALE MORTGAGE LLC · 2023-07-19
Est. Total Balance $448,371
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales