13226 SW 278 TER, Homestead, FL 33032

Parcel: 3069350160560 · Residential - Single Family · 1 Unit · Zoning: 0101

Assessed Value (2025)
$228,572

Property Details

Beds
3
Baths
2
Living Sqft
1,544
Year Built
1991
Lot Sqft
6,904
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$1,008,000
1990-05-01
2
$72,900-93%
1991-02-01
3
$110,000+51%
2003-04-01

Tax Assessment History

$228,572
Assessed (2025)
$400,809
Market Value
$228,572
Taxable Value
$4,654
Annual Tax
2024
$207,793
$402,310
2025
$228,572
$400,809
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $228,572 $400,809 $228,572 $4,654
2024 $207,793 $402,310 $207,793 $4,230

About 13226 SW 278 TER, Homestead, FL 33032

13226 SW 278 TER, Homestead, FL 33032 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1991 with 1,544 square feet of living space on a 6,904 square foot lot. The property is currently owned by CHARMAINE BOWES FINEGAN &H GEORGE, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2003-04-01 for $110,000. The property has appreciated $37,100 (51%) since the prior sale of $72,900 on 1991-02-01. There are 3 recorded sales for this property.

The 2025 assessed value is $228,572 with a market value of $400,809. This breaks down to $208,320 for the land and $192,489 for the building. The assessed value increased 10% from $207,793 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $61,270, and the median home value is $396,800.

The population density is 4,815 people per square mile. 13226 SW 278 TER, Homestead, FL 33032 is located in Homestead, Florida. Property records, tax assessments, sales history, and ownership information for this Homestead property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1990 to 2003, with 3 recorded transactions in the public record. The current assessed value represents 208% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $71 per square foot — a key metric for comparing value across Homestead's real estate market..

Building Permits (1)

Permit #TypeStatusCost
C2002070975 electrical expired

Current Owner

CHARMAINE BOWES FINEGAN &H GEORGE
19760 SE 101 AVE, MIAMI, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,685 — $4,914
Flood $400 — $800
Property/Wind $2,285 — $4,114

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$61,270
Median Home Value$396,800
Pop. Density4,815/sq mi

Neighborhood 13226

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
33
View full risk analysis →
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