16103 SW 278 ST, Miami-Dade County, FL 33031

Parcel: 3069320190030 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$702,274

Property Details

Beds
4
Baths
3
Living Sqft
2,603
Year Built
2023
Lot Sqft
21,256
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$4,230,000
2023-05-03
PAN AM LB RANCH LLCD R HORTON INC
2
$801,400-81%
2023-12-28
D R HORTON INCGARY MICHAEL SMITH
3
$801,400
2024-01-04

Tax Assessment History

$702,274
Assessed (2025)
$702,274
Market Value
$0
Taxable Value
2024
$706,621
2025
$702,274
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $702,274 $702,274 $0
2024 $706,621 $706,621 $0

About 16103 SW 278 ST, Miami-Dade County, FL 33031

16103 SW 278 ST, Miami-Dade County, FL 33031 is a 4-bedroom, 3-bathroom residential - single family : 1 unit built in 2023 with 2,603 square feet of living space on a 21,256 square foot lot. The property is currently owned by GARY MICHAEL SMITH JENNY GIMPAYA LLANES SMITH, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-01-04 for $801,400. There are 3 recorded sales for this property. The 2025 assessed value is $702,274 with a market value of $702,274.

This breaks down to $271,920 for the land and $430,354 for the building. The assessed value decreased 1% from $706,621 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $129,808, and the median home value is $493,800.

The population density is 2,220 people per square mile. There are active mortgage liens totaling $624,559 recorded against this property. The complete ownership history of this property spans from 2023 to 2024, with 3 recorded transactions in the public record.

The current assessed value represents 88% of the most recent sale price. Based on the most recent sale, this property traded at $308 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (4)

Permit #TypeStatusCost
W2025077557 plumbing F
C2025070372 electrical F
C2025048846 building F $20,850
C2023021130 building F $731,403

Current Owner

GARY MICHAEL SMITH JENNY GIMPAYA LLANES SMITH
16103 SW 278 ST, HOMESTEAD, FL, 33031
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,613 — $7,822
Flood $400 — $800
Property/Wind $4,213 — $7,022

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$129,808
Median Home Value$493,800
Pop. Density2,220/sq mi

Neighborhood 16103

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
24
View full risk analysis →

Mortgages

ACTIVE
$641,112
~$624,559 bal.
DHI MORTGAGE COMPANY LTD · 2024-01-04
Est. Total Balance $624,559
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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