12581 SW 248 TER, Homestead, FL 33032

Parcel: 3069250080020 · Residential - Single Family · Cluster Home · Zoning: 2300

Assessed Value (2025)
$401,789

Property Details

Beds
3
Baths
2
Living Sqft
1,632
Year Built
1984
Lot Sqft
7,055
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$67,300
1984-05-01
2
$71,500+6%
1989-09-01
3
$485,000+578%
2022-08-31
FRANK RAMIREZ JR &W LUCYMIGUEL ANGEL DELGADO
4
$485,000
2022-09-06

Tax Assessment History

$401,789
Assessed (2025)
$401,789
Market Value
$351,067
Taxable Value
$7,147
Annual Tax
2024
$399,185
$404,185
2025
$401,789
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $401,789 $401,789 $351,067 $7,147
2024 $399,185 $404,185 $349,185 $7,109

About 12581 SW 248 TER, Homestead, FL 33032

12581 SW 248 TER, Homestead, FL 33032 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1984 with 1,632 square feet of living space on a 7,055 square foot lot. The property is currently owned by MIGUEL ANGEL DELGADO GABRIELA ANDREINA MONTIEL, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-09-06 for $485,000. There are 4 recorded sales for this property. The 2025 assessed value is $401,789 with a market value of $401,789.

This breaks down to $210,045 for the land and $191,744 for the building. The assessed value increased 1% from $399,185 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $74,842, and the median home value is $308,700.

The population density is 9,037 people per square mile. There are active mortgage liens totaling $441,379 recorded against this property. This property currently has 1 open code violation on record with miami_dade code enforcement.

Open violations can affect property value and may need to be resolved before a sale can close. 12581 SW 248 TER, Homestead, FL 33032 is located in Homestead, Florida. Property records, tax assessments, sales history, and ownership information for this Homestead property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1984 to 2022, with 4 recorded transactions in the public record. The current assessed value represents 83% of the most recent sale price. Based on the most recent sale, this property traded at $297 per square foot — a key metric for comparing value across Homestead's real estate market..

Code Violations 1 open

20260247600 open
2026-04-29

Distress Signals

  • 1 open code violation

Current Owner

MIGUEL ANGEL DELGADO GABRIELA ANDREINA MONTIEL
12581 SW 248 TER, HOMESTEAD, FL, 33032
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,417 — $8,032
Flood $400 — $800
Property/Wind $4,017 — $7,232

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$74,842
Median Home Value$308,700
Pop. Density9,037/sq mi

Neighborhood 12581

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$460,750
~$441,379 bal.
HOMEBRIDGE FINANCIAL SERVICES INC · 2022-09-06
Est. Total Balance $441,379
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales