12965 SW 233 TER, Palmetto Bay, FL 33170

Parcel: 3069230150650 · Residential · Townhouse · Zoning: 3800

Assessed Value (2025)
$360,355

Property Details

Beds
3
Baths
3
Living Sqft
1,328
Year Built
2022
Lot Sqft
1,830
Stories
2
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$8,963,700
2022-05-19
AG ESSENTIAL HOUSING MULTILENNAR HOMES LLC
2
$406,000-95%
2022-08-30
LENNAR HOMES LLCJUAN BARBAN
3
$390,000-4%
2025-12-30
JUAN BARBANLIZANDRA GOMEZ NARANJO
4
$390,000
2026-01-14

Tax Assessment History

$360,355
Assessed (2025)
$380,000
Market Value
$309,633
Taxable Value
$6,304
Annual Tax
2024
$350,200
$362,000
2025
$360,355
$380,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $360,355 $380,000 $309,633 $6,304
2024 $350,200 $362,000 $300,200 $6,112

About 12965 SW 233 TER, Palmetto Bay, FL 33170

12965 SW 233 TER, Palmetto Bay, FL 33170 is a 3-bedroom, 3-bathroom residential - total value : townhouse built in 2022 with 1,328 square feet of living space on a 1,830 square foot lot. The property is currently owned by LIZANDRA GOMEZ NARANJO EDIEL SUAREZ RODRIGUEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2026-01-14 for $390,000. There are 4 recorded sales for this property. The 2025 assessed value is $360,355 with a market value of $380,000.

The assessed value increased 3% from $350,200 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $80,306, and the median home value is $499,700. The population density is 1,254 people per square mile.

There are active mortgage liens totaling $381,348 recorded against this property. 12965 SW 233 TER, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2022 to 2026, with 4 recorded transactions in the public record. The current assessed value represents 92% of the most recent sale price. Based on the most recent sale, this property traded at $294 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Current Owner

LIZANDRA GOMEZ NARANJO EDIEL SUAREZ RODRIGUEZ
12965 SW 233 TER, HOMESTEAD, FL, 33032
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,562 — $4,403
Flood $400 — $800
Property/Wind $2,162 — $3,603

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$80,306
Median Home Value$499,700
Pop. Density1,254/sq mi

Neighborhood 12965

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$382,936
~$381,348 bal.
AMERICAN BANCSHARES MORTGAGE LLC · 2026-01-14
Est. Total Balance $381,348
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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