12974 SW 232 LN, Palmetto Bay, FL 33170

Parcel: 3069230150160 · Residential · Townhouse · Zoning: 3800

Assessed Value (2025)
$365,655

Property Details

Beds
3
Baths
3
Living Sqft
1,368
Year Built
2022
Lot Sqft
1,830
Stories
2
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$2,349,300
2022-09-16
AG ESSENTIAL HOUSING MULTILENNAR HOMES LLC
2
$390,100-83%
2022-11-18
LENNAR HOMES LLCMAREL PANDO
3
$390,100
2022-12-07

Tax Assessment History

$365,655
Assessed (2025)
$384,000
Market Value
$314,933
Taxable Value
$6,412
Annual Tax
2024
$355,350
$367,000
2025
$365,655
$384,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $365,655 $384,000 $314,933 $6,412
2024 $355,350 $367,000 $305,350 $6,217

About 12974 SW 232 LN, Palmetto Bay, FL 33170

12974 SW 232 LN, Palmetto Bay, FL 33170 is a 3-bedroom, 3-bathroom residential - total value : townhouse built in 2022 with 1,368 square feet of living space on a 1,830 square foot lot. The property is currently owned by MAREL PANDO FERNANDO PANDO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-12-07 for $390,100. There are 3 recorded sales for this property. The 2025 assessed value is $365,655 with a market value of $384,000.

The assessed value increased 3% from $355,350 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $80,306, and the median home value is $499,700. The population density is 1,254 people per square mile.

There are active mortgage liens totaling $368,082 recorded against this property. 12974 SW 232 LN, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2022 to 2022, with 3 recorded transactions in the public record. The current assessed value represents 94% of the most recent sale price. Based on the most recent sale, this property traded at $285 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Current Owner

MAREL PANDO FERNANDO PANDO
12974 SW 232 LN, MIAMI, FL, 33032
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,593 — $4,456
Flood $400 — $800
Property/Wind $2,193 — $3,656

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$80,306
Median Home Value$499,700
Pop. Density1,254/sq mi

Neighborhood 12974

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
34
View full risk analysis →

Mortgages

ACTIVE
$382,974
~$368,082 bal.
LENNAR MORTGAGE LLC · 2022-12-07
Est. Total Balance $368,082
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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