22981 SW 154 CT, Palmetto Bay, FL 33170

Parcel: 3069160021040 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$538,769

Property Details

Beds
4
Baths
3.5
Living Sqft
3,103
Year Built
2005
Lot Sqft
21,000
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$495,000
2018-11-27
YVETTE WIHLRICHARD FERNANDEZ
2
N/Anon-market transfer
2018-11-27
3
$180,000
2021-12-07
RICHARD FERNANDEZRICHARD FERNANDEZ

Tax Assessment History

$538,769
Assessed (2025)
$766,915
Market Value
$488,047
Taxable Value
$9,936
Annual Tax
2024
$523,586
$719,964
2025
$538,769
$766,915
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $538,769 $766,915 $488,047 $9,936
2024 $523,586 $719,964 $473,586 $9,642

About 22981 SW 154 CT, Palmetto Bay, FL 33170

22981 SW 154 CT, Palmetto Bay, FL 33170 is a 4-bedroom, 3.5-bathroom residential - single family : 1 unit built in 2005 with 3,103 square feet of living space on a 21,000 square foot lot. The property is currently owned by RICHARD FERNANDEZ MARIA MAGDALENA DUMAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-12-07 for $180,000, when RICHARD FERNANDEZ sold to RICHARD FERNANDEZ. The property sold for $315,000 less than the prior sale of $495,000 on 2018-11-27. There are 3 recorded sales for this property.

The 2025 assessed value is $538,769 with a market value of $766,915. This breaks down to $216,000 for the land and $550,915 for the building. The assessed value increased 3% from $523,586 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $97,395, and the median home value is $602,600. The population density is 469 people per square mile. There are active mortgage liens totaling $289,289 recorded against this property.

22981 SW 154 CT, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2018 to 2021, with 3 recorded transactions in the public record.

The current assessed value represents 299% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $58 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Current Owner

RICHARD FERNANDEZ MARIA MAGDALENA DUMAS
22981 SW 154 CT, MIAMI, FL, 33170
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,632 — $6,187
Flood $400 — $800
Property/Wind $3,232 — $5,387

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$97,395
Median Home Value$602,600
Pop. Density469/sq mi

Neighborhood 22981

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
12
View full risk analysis →

Mortgages

ACTIVE
$305,000
~$289,289 bal.
UNITED WHOLESALE MORTGAGE LLC · 2021-12-28
Est. Total Balance $289,289
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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