12413 SW 220 ST, Palmetto Bay, FL 33170

Parcel: 3069130250030 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$451,802

Property Details

Beds
3
Baths
2
Living Sqft
1,510
Year Built
2004
Lot Sqft
7,560
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$159,900
2004-05-01
2
$230,000+44%
2005-02-01
3
$365,000+59%
2020-06-29
WILLIAM GARCIA JTRS &ZENEN A BERNAL

Tax Assessment History

$451,802
Assessed (2025)
$530,143
Market Value
$401,080
Taxable Value
$8,166
Annual Tax
2024
$439,069
$496,082
2025
$451,802
$530,143
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $451,802 $530,143 $401,080 $8,166
2024 $439,069 $496,082 $389,069 $7,921

About 12413 SW 220 ST, Palmetto Bay, FL 33170

12413 SW 220 ST, Palmetto Bay, FL 33170 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 2004 with 1,510 square feet of living space on a 7,560 square foot lot. The property is currently owned by ZENEN A BERNAL, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-06-29 for $365,000, when WILLIAM GARCIA JTRS & sold to ZENEN A BERNAL . The property has appreciated $135,000 (59%) since the prior sale of $230,000 on 2005-02-01. There are 3 recorded sales for this property.

The 2025 assessed value is $451,802 with a market value of $530,143. This breaks down to $211,680 for the land and $318,463 for the building. The assessed value increased 3% from $439,069 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $80,306, and the median home value is $499,700. The population density is 1,254 people per square mile. There are active mortgage liens totaling $211,757 recorded against this property.

12413 SW 220 ST, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2004 to 2020, with 3 recorded transactions in the public record.

The current assessed value represents 124% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $242 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Current Owner

ZENEN A BERNAL
12413 SW 220 ST, MIAMI, FL, 33170
Since: 2026-03-29
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,110 — $5,318
Flood $400 — $800
Property/Wind $2,710 — $4,518

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$80,306
Median Home Value$499,700
Pop. Density1,254/sq mi

Neighborhood 12413

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
24
View full risk analysis →

Mortgages

ACTIVE
$215,093
~$211,757 bal.
A&D MORTGAGE LLC · 2024-12-02
Est. Total Balance $211,757
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales