12325 SW 220 ST, Palmetto Bay, FL 33170

Parcel: 3069120080023 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$551,851

Property Details

Beds
3
Baths
2
Living Sqft
2,197
Year Built
2023
Lot Sqft
7,050
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$170,000
2019-10-30
12321 SW 220 LLCORESTE BOFFILL CASA
2
$100non-market transfer
2022-04-12
ORESTE BOFFILL CASACONCRETE LABOR DEVELOPMENT INC
3
$300,000
2023-07-20
CONCRETE LABOR DEVELOPMENT INCJUAN LUIS FERNANDEZ
4
$300,000
2023-08-08

Tax Assessment History

$551,851
Assessed (2025)
$610,458
Market Value
$501,129
Taxable Value
$10,203
Annual Tax
2024
$536,299
2025
$551,851
$610,458
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $551,851 $610,458 $501,129 $10,203
2024 $536,299 $536,299 $486,299 $9,901

About 12325 SW 220 ST, Palmetto Bay, FL 33170

12325 SW 220 ST, Palmetto Bay, FL 33170 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 2023 with 2,197 square feet of living space on a 7,050 square foot lot. The property is currently owned by JUAN LUIS FERNANDEZ SARAH ELIZABETH PEPPER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-08-08 for $300,000. There are 4 recorded sales for this property. The 2025 assessed value is $551,851 with a market value of $610,458.

This breaks down to $197,400 for the land and $413,058 for the building. The assessed value increased 3% from $536,299 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $80,306, and the median home value is $499,700.

The population density is 1,254 people per square mile. There are active mortgage liens totaling $356,036 recorded against this property. 12325 SW 220 ST, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2019 to 2023, with 4 recorded transactions in the public record. The current assessed value represents 184% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $137 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
C2023149229 building F $6,075

Current Owner

JUAN LUIS FERNANDEZ SARAH ELIZABETH PEPPER
12325 SW 220 ST, MIAMI, FL, 33170
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$3,711 — $6,318
Flood $400 — $800
Property/Wind $3,311 — $5,518

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$80,306
Median Home Value$499,700
Pop. Density1,254/sq mi

Neighborhood 12325

100%
Owner-Occ
0%
Investor
3
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$363,000
~$356,036 bal.
FBC MORTGAGE LLC · 2024-08-15
2 satisfied mortgages
SATISFIED 2023-08-08
$285,000
UNITED WHOLESALE MORTGAGE LLC
SATISFIED 2022-05-11
$255,000
PRINCIPAL LENDERS GROUP INC
Est. Total Balance $356,036
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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