20991 SW 127 CT, South Miami Heights, FL 33177

Parcel: 3069110060090 · Residential - Single Family · 1 Unit · Zoning: 0103

Assessed Value (2025)
$496,465

Property Details

Beds
3
Baths
2
Living Sqft
1,591
Year Built
1999
Lot Sqft
10,600
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
2008-01-01
2
$185,000
2008-12-09
HSBC BANK USA NA TRSSONIA MORALES
3
$402,000+117%
2021-02-05
SONIA MORALESCRISTEL ZUNIGA

Tax Assessment History

$496,465
Assessed (2025)
$496,465
Market Value
$496,465
Taxable Value
$10,108
Annual Tax
2024
$468,475
$491,199
2025
$496,465
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $496,465 $496,465 $496,465 $10,108
2024 $468,475 $491,199 $468,475 $9,538

About 20991 SW 127 CT, South Miami Heights, FL 33177

20991 SW 127 CT, South Miami Heights, FL 33177 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1999 with 1,591 square feet of living space on a 10,600 square foot lot. The property is currently owned by CRISTEL ZUNIGA, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-02-05 for $402,000, when SONIA MORALES sold to CRISTEL ZUNIGA. The property has appreciated $217,000 (117%) since the prior sale of $185,000 on 2008-12-09. There are 3 recorded sales for this property.

The 2025 assessed value is $496,465 with a market value of $496,465. This breaks down to $256,500 for the land and $239,965 for the building. The assessed value increased 6% from $468,475 in 2024.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $101,919, and the median home value is $600,900.

The population density is 496 people per square mile. There are active mortgage liens totaling $58,217 recorded against this property. 20991 SW 127 CT, South Miami Heights, FL 33177 is located in South Miami Heights, Florida.

Property records, tax assessments, sales history, and ownership information for this South Miami Heights property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2008 to 2021, with 3 recorded transactions in the public record. The current assessed value represents 123% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $253 per square foot — a key metric for comparing value across South Miami Heights's real estate market..

Current Owner

CRISTEL ZUNIGA
20991 SW 127 CT, MIAMI, FL, 33177
Since: 2026-03-29
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,371 — $7,750
Flood $400 — $800
Property/Wind $3,971 — $6,950

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$101,919
Median Home Value$600,900
Pop. Density496/sq mi

Neighborhood 20991

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
8
View full risk analysis →

Mortgages

ACTIVE
$60,654
~$58,217 bal.
SECRETARY HOUSING URBAN DEVELOPMENT · 2023-05-23
1 satisfied mortgage
SATISFIED 2021-02-09
$394,718
MIMUTUAL MORTGAGE
Est. Total Balance $58,217
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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