12651 SW 195 TER, South Miami Heights, FL 33177

Parcel: 3069010220105 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$672,034

Property Details

Beds
4
Baths
2.5
Living Sqft
2,631
Year Built
2007
Lot Sqft
15,618
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2009-09-08
DRI INVESTMENT INCDUNCAN GENERAL CONTRACTOR
2
$305,100
2020-01-30
DUNCAN GENERAL CONTRACTORSERGIO SANTIBANEZ
3
$593,000+94%
2021-09-21
SERGIO SANTIBANEZ JORGE M CRUZ

Tax Assessment History

$672,034
Assessed (2025)
$788,248
Market Value
$621,312
Taxable Value
$12,649
Annual Tax
2024
$653,095
$768,536
2025
$672,034
$788,248
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $672,034 $788,248 $621,312 $12,649
2024 $653,095 $768,536 $603,095 $12,279

About 12651 SW 195 TER, South Miami Heights, FL 33177

12651 SW 195 TER, South Miami Heights, FL 33177 is a 4-bedroom, 2.5-bathroom residential - single family : 1 unit built in 2007 with 2,631 square feet of living space on a 15,618 square foot lot. The property is currently owned by JORGE M CRUZ ANIA HERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-09-21 for $593,000, when SERGIO SANTIBANEZ sold to JORGE M CRUZ. The property has appreciated $287,900 (94%) since the prior sale of $305,100 on 2020-01-30. There are 3 recorded sales for this property.

The 2025 assessed value is $672,034 with a market value of $788,248. This breaks down to $306,180 for the land and $482,068 for the building. The assessed value increased 3% from $653,095 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $66,323, and the median home value is $369,300. The population density is 8,328 people per square mile.

There are active mortgage liens totaling $448,368 recorded against this property. This property currently has 1 open code violation on record with miami_dade code enforcement. Open violations can affect property value and may need to be resolved before a sale can close.

12651 SW 195 TER, South Miami Heights, FL 33177 is located in South Miami Heights, Florida. Property records, tax assessments, sales history, and ownership information for this South Miami Heights property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2009 to 2021, with 3 recorded transactions in the public record.

The current assessed value represents 113% of the most recent sale price. There are 2 active building permits on this property with a combined estimated cost of $6,750, indicating ongoing construction or renovation work. Based on the most recent sale, this property traded at $225 per square foot — a key metric for comparing value across South Miami Heights's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2026039889 zips A
C2026033725 building A $6,750

Code Violations 1 open

20260244256 open
2025-11-20

Distress Signals

  • 1 open code violation

Current Owner

JORGE M CRUZ ANIA HERNANDEZ
12651 SW 195 TER, MIAMI, FL, 33177
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$4,432 — $7,520
Flood $400 — $800
Property/Wind $4,032 — $6,720

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$66,323
Median Home Value$369,300
Pop. Density8,328/sq mi

Neighborhood 12651

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$474,400
~$448,368 bal.
FLAGSTAR BANK FSB · 2021-09-28
Est. Total Balance $448,368
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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