19390 SW 232 ST, Palmetto Bay, FL 33170

Parcel: 3068230000162 · Residential - Single Family · 1 Unit · Zoning: 9000

Assessed Value (2025)
$925,819

Property Details

Beds
3
Baths
2
Living Sqft
1,721
Year Built
1968
Lot Sqft
218,235
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$1,250,000
2023-12-05
BHAVIN HAJARIWALAPABLO PROPERTY INC
2
$1,250,000
2023-12-20
3
$100non-market transfer
2024-01-24
PABLO PROPERTY INCJUAN P CARTAGENA
4
N/A
2024-01-25
5
$1,470,000
2026-01-22
JUAN P CARTAGENAELSY E ALMENDAREZ
6
$1,470,000
2026-02-04

Tax Assessment History

$925,819
Assessed (2025)
$925,819
Market Value
$925,819
Taxable Value
$18,849
Annual Tax
2024
$1,028,874
2025
$925,819
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $925,819 $925,819 $925,819 $18,849
2024 $1,028,874 $1,028,874 $1,028,874 $20,947

About 19390 SW 232 ST, Palmetto Bay, FL 33170

19390 SW 232 ST, Palmetto Bay, FL 33170 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1968 with 1,721 square feet of living space on a 218,235 square foot lot. The property is currently owned by ELSY E ALMENDAREZ, recorded as of 2026-03-29. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2026-02-04 for $1,470,000. There are 6 recorded sales for this property. The 2025 assessed value is $925,819 with a market value of $925,819.

This breaks down to $601,200 for the land and $324,619 for the building. The assessed value decreased 10% from $1,028,874 in 2024. This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential.

Flood insurance is typically required. The median household income in this area is $71,250, and the median home value is $437,500. The population density is 352 people per square mile.

There are active mortgage liens totaling $1,025,596 recorded against this property. 19390 SW 232 ST, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2023 to 2026, with 6 recorded transactions in the public record. The current assessed value represents 63% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase.

There is 1 active building permit on this property, indicating ongoing construction or renovation work. Based on the most recent sale, this property traded at $854 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
W2026079689 building A

Current Owner

ELSY E ALMENDAREZ
1506 SE 5 ST, HOMESTEAD, FL, 33033
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$11,509 — $21,168
Flood $400 — $800
Property/Wind $11,109 — $20,368

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$71,250
Median Home Value$437,500
Pop. Density352/sq mi

Neighborhood 19390

100%
Owner-Occ
0%
Investor
5
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$1,029,000
~$1,025,596 bal.
ARC HOME LOANS LLC · 2026-02-04
2 satisfied mortgages
SATISFIED 2024-05-07
$1,000,000
LENDING SPOT LLC
SATISFIED 2023-12-20
$1,000,000
LENDING SPOT LLC
Est. Total Balance $1,025,596
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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