18095 SW 232 ST, Palmetto Bay, FL 33170

Parcel: 3068130000314 · Residential - Single Family · 1 Unit · Zoning: 2300

Assessed Value (2025)
$226,021

Property Details

Beds
3
Baths
2
Living Sqft
2,160
Year Built
1976
Lot Sqft
31,363
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
N/Anon-market transfer
1997-04-01
2
$183,000
2002-04-01
3
$100non-market transfer
2025-09-17
CARMEN M ECHEVARRIACARMEN M ECHEVARRIA
4
N/A
2025-09-29

Tax Assessment History

$226,021
Assessed (2025)
$490,309
Market Value
$170,299
Taxable Value
$3,467
Annual Tax
2024
$219,652
$403,757
2025
$226,021
$490,309
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $226,021 $490,309 $170,299 $3,467
2024 $219,652 $403,757 $164,652 $3,352

About 18095 SW 232 ST, Palmetto Bay, FL 33170

18095 SW 232 ST, Palmetto Bay, FL 33170 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1976 with 2,160 square feet of living space on a 31,363 square foot lot. The property is currently owned by CARMEN M ECHEVARRIA LUIS BERMUDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $226,021 with a market value of $490,309. This breaks down to $216,000 for the land and $274,309 for the building.

The assessed value increased 3% from $219,652 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.

Flood insurance is typically not required for properties in Zone X. The median household income in this area is $71,250, and the median home value is $437,500. The population density is 352 people per square mile.

There are active mortgage liens totaling $372,186 recorded against this property. 18095 SW 232 ST, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1997 to 2025, with 4 recorded transactions in the public record..

Current Owner

CARMEN M ECHEVARRIA LUIS BERMUDEZ
18095 SW 232 ST, MIAMI, FL, 33170
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,660 — $4,868
Flood $400 — $800
Property/Wind $2,260 — $4,068

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$71,250
Median Home Value$437,500
Pop. Density352/sq mi

Neighborhood 18095

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
21
View full risk analysis →

Mortgages

ACTIVE
$375,000
~$372,186 bal.
UNITED WHOLESALE MORTGAGE LLC · 2025-09-29
Est. Total Balance $372,186
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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