21604 SW 109 AVE, Palmetto Bay, FL 33170

Parcel: 3060180030210 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$261,318

Property Details

Beds
3
Baths
2
Living Sqft
1,302
Year Built
2005
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$295,000
2019-07-26
CUTLER BAY 36 LLCIVAN FALCON
2
$400,000+36%
2022-03-23
IVAN FALCONDAGOBERTO RAMOS NARANJO
3
$595,000+49%
2025-05-21
DAGOBERTO RAMOS NARANJOYANELIS LA ROSA
4
$595,000
2025-06-04

Tax Assessment History

$261,318
Assessed (2025)
$405,295
Market Value
$210,596
Taxable Value
$4,288
Annual Tax
2024
$253,954
$407,426
2025
$261,318
$405,295
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $261,318 $405,295 $210,596 $4,288
2024 $253,954 $407,426 $203,954 $4,152

About 21604 SW 109 AVE, Palmetto Bay, FL 33170

21604 SW 109 AVE, Palmetto Bay, FL 33170 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 2005 with 1,302 square feet of living space on a 7,500 square foot lot. The property is currently owned by YANELIS LA ROSA ELIOENAY LA ROSA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-06-04 for $595,000. There are 4 recorded sales for this property. The 2025 assessed value is $261,318 with a market value of $405,295.

This breaks down to $202,500 for the land and $202,795 for the building. The assessed value increased 3% from $253,954 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $71,250, and the median home value is $381,900.

The population density is 6,352 people per square mile. There are active mortgage liens totaling $571,287 recorded against this property. 21604 SW 109 AVE, Palmetto Bay, FL 33170 is located in Palmetto Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Palmetto Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2019 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 44% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $457 per square foot — a key metric for comparing value across Palmetto Bay's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2023102461 building F $3,120
C2023102429 building F $14,400

Current Owner

YANELIS LA ROSA ELIOENAY LA ROSA
21604 SW 109 AVE, MIAMI, FL, 33170
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,967 — $3,800
Flood $400 — $800
Property/Wind $1,567 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$71,250
Median Home Value$381,900
Pop. Density6,352/sq mi

Neighborhood 21604

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
11
View full risk analysis →

Mortgages

ACTIVE
$577,150
~$571,287 bal.
STANDARD MORTGAGE CAPITAL LLC · 2025-06-04
1 satisfied mortgage
SATISFIED 2022-04-06
$320,000
A&D MORTGAGE LLC
Est. Total Balance $571,287
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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