10145 SW 228 TER, Cutler Bay, FL 33190

Parcel: 3060170260310 · Residential · Townhouse · Zoning: 3700

Assessed Value (2025)
$230,959

Property Details

Beds
3
Baths
2.5
Living Sqft
1,587
Year Built
2021
Lot Sqft
1,755
Stories
2
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$310,300
2021-11-12
LENNAR HOMES LLCJACQUELINE REYES
2
$450,000+45%
2023-07-27
JACQUELINE REYESREBECA GONZALEZ
3
$450,000
2023-09-05

Tax Assessment History

$230,959
Assessed (2025)
$399,000
Market Value
$180,237
Taxable Value
$3,669
Annual Tax
2024
$399,000
2025
$230,959
$399,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $230,959 $399,000 $180,237 $3,669
2024 $399,000 $399,000 $399,000 $8,123

About 10145 SW 228 TER, Cutler Bay, FL 33190

10145 SW 228 TER, Cutler Bay, FL 33190 is a 3-bedroom, 2.5-bathroom residential - total value : townhouse built in 2021 with 1,587 square feet of living space on a 1,755 square foot lot. The property is currently owned by REBECA GONZALEZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-09-05 for $450,000. There are 3 recorded sales for this property. The 2025 assessed value is $230,959 with a market value of $399,000.

The assessed value decreased 42% from $399,000 in 2024. The property has the following tax exemptions: homestead. The median household income in this area is $85,500, and the median home value is $438,600.

The population density is 2,733 people per square mile. There are active mortgage liens totaling $349,224 recorded against this property. 10145 SW 228 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2021 to 2023, with 3 recorded transactions in the public record. The current assessed value represents 51% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $284 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

REBECA GONZALEZ
10145 SW 228 TER, MIAMI, FL, 33190
Since: 2026-03-29
View owner profile →

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$85,500
Median Home Value$438,600
Pop. Density2,733/sq mi

Neighborhood 10145

100%
Owner-Occ
0%
Investor
2
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
33
View full risk analysis →

Mortgages

ACTIVE
$360,000
~$349,224 bal.
A & D MORTGAGE LLC · 2023-09-05
3 satisfied mortgages
SATISFIED 2023-07-07
$19,000
DEBORAH DERRER
SATISFIED 2023-07-06
$12,538
SECRETARY HOUSING URBAN DEVELOPMENT
SATISFIED 2021-12-06
$304,620
PRIMARY RESIDENTIAL MORTGAGE INC
Est. Total Balance $349,224
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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