10447 SW 228 TER, Cutler Bay, FL 33190

Parcel: 3060170231350 · Residential - Single Family · Cluster Home · Zoning: 0102

Assessed Value (2025)
$427,930

Property Details

Beds
4
Baths
2.5
Living Sqft
2,557
Year Built
2011
Lot Sqft
5,001
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$299,000
2015-08-28
JENAE R WORDLUIS RAMIREZ
2
$100non-market transfer
2016-06-15
LUIS RAMIREZLUIS L RAMIREZ
3
$475,000
2022-01-05
LUIS L RAMIREZKLEBER J FONSECA

Tax Assessment History

$427,930
Assessed (2025)
$526,196
Market Value
$377,208
Taxable Value
$7,680
Annual Tax
2024
$415,870
$428,645
2025
$427,930
$526,196
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $427,930 $526,196 $377,208 $7,680
2024 $415,870 $428,645 $365,870 $7,449

About 10447 SW 228 TER, Cutler Bay, FL 33190

10447 SW 228 TER, Cutler Bay, FL 33190 is a 4-bedroom, 2.5-bathroom residential - single family : cluster home built in 2011 with 2,557 square feet of living space on a 5,001 square foot lot. The property is currently owned by KLEBER J FONSECA YASIR MERCADO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-01-05 for $475,000, when LUIS L RAMIREZ sold to KLEBER J FONSECA. The property has appreciated $474,900 (474900%) since the prior sale of $100 on 2016-06-15. There are 3 recorded sales for this property.

The 2025 assessed value is $427,930 with a market value of $526,196. This breaks down to $175,000 for the land and $351,196 for the building. The assessed value increased 3% from $415,870 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $85,500, and the median home value is $438,600. The population density is 2,733 people per square mile.

There are active mortgage liens totaling $405,953 recorded against this property. 10447 SW 228 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2015 to 2022, with 3 recorded transactions in the public record. The current assessed value represents 90% of the most recent sale price. Based on the most recent sale, this property traded at $186 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

KLEBER J FONSECA YASIR MERCADO
10447 SW 228 TER, MIAMI, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,967 — $5,079
Flood $400 — $800
Property/Wind $2,567 — $4,279

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$85,500
Median Home Value$438,600
Pop. Density2,733/sq mi

Neighborhood 10447

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
26
View full risk analysis →

Mortgages

ACTIVE
$427,500
~$405,953 bal.
PREMIUM MORTGAGE CORP · 2022-01-12
Est. Total Balance $405,953
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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