10487 SW 228 TER, Cutler Bay, FL 33190

Parcel: 3060170231300 · Residential - Single Family · Cluster Home · Zoning: 0102

Assessed Value (2025)
$328,519

Property Details

Beds
4
Baths
2.5
Living Sqft
2,557
Year Built
2010
Lot Sqft
6,199
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$355,000
2019-08-16
JESUS TOURINOARTURO LINARES
2
$100non-market transfer
2023-11-02
ARTURO LINARESARTURO LINARES
3
N/A
2023-11-30
4
$648,400
2025-02-07
ARTURO LINARESCLAUDIO P FERNANDEZ
5
$648,400
2025-02-13

Tax Assessment History

$328,519
Assessed (2025)
$548,439
Market Value
$277,797
Taxable Value
$5,656
Annual Tax
2024
$319,261
$514,026
2025
$328,519
$548,439
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $328,519 $548,439 $277,797 $5,656
2024 $319,261 $514,026 $269,261 $5,482

About 10487 SW 228 TER, Cutler Bay, FL 33190

10487 SW 228 TER, Cutler Bay, FL 33190 is a 4-bedroom, 2.5-bathroom residential - single family : cluster home built in 2010 with 2,557 square feet of living space on a 6,199 square foot lot. The property is currently owned by CLAUDIO P FERNANDEZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-02-13 for $648,400. There are 5 recorded sales for this property. The 2025 assessed value is $328,519 with a market value of $548,439.

This breaks down to $200,673 for the land and $347,766 for the building. The assessed value increased 3% from $319,261 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $85,500, and the median home value is $438,600. The population density is 2,733 people per square mile. There are active mortgage liens totaling $520,590 recorded against this property.

10487 SW 228 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2019 to 2025, with 5 recorded transactions in the public record.

The current assessed value represents 51% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $254 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CLAUDIO P FERNANDEZ
10487 SW 228 TER, MIAMI, FL, 33190
Since: 2026-03-29
View owner profile →

Est. Annual Insurance

$2,371 — $4,085
Flood $400 — $800
Property/Wind $1,971 — $3,285

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$85,500
Median Home Value$438,600
Pop. Density2,733/sq mi

Neighborhood 10487

100%
Owner-Occ
0%
Investor
14
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$527,776
~$520,590 bal.
JPMORGAN CHASE BANK NA · 2025-02-13
1 satisfied mortgage
SATISFIED 2023-10-24
$264,550
AMERISAVE MORTGAGE CORP
Est. Total Balance $520,590
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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