10438 SW 227 TER, Cutler Bay, FL 33190

Parcel: 3060170231150 · Residential - Single Family · Cluster Home · Zoning: 0102

Assessed Value (2025)
$299,740

Property Details

Beds
5
Baths
3
Living Sqft
2,514
Year Built
2012
Lot Sqft
5,000
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$1,630,100
2011-01-31
VHF ENCLAVE LLCLENNAR HOMES LLC
2
$301,295-82%
2013-07-03
LENNAR HOMES LLCLUIS ALBERTO MAIRENA
3
$645,000+114%
2023-07-06
LUIS ALBERTO MAIRENAROGER PICADO
4
$645,000
2023-07-21

Tax Assessment History

$299,740
Assessed (2025)
$533,833
Market Value
$249,018
Taxable Value
$5,070
Annual Tax
2024
$291,293
$498,602
2025
$299,740
$533,833
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $299,740 $533,833 $249,018 $5,070
2024 $291,293 $498,602 $241,293 $4,913

About 10438 SW 227 TER, Cutler Bay, FL 33190

10438 SW 227 TER, Cutler Bay, FL 33190 is a 5-bedroom, 3-bathroom residential - single family : cluster home built in 2012 with 2,514 square feet of living space on a 5,000 square foot lot. The property is currently owned by ROGER PICADO JENNIFER MARIA PICADO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-07-21 for $645,000. There are 4 recorded sales for this property. The 2025 assessed value is $299,740 with a market value of $533,833.

This breaks down to $175,000 for the land and $358,833 for the building. The assessed value increased 3% from $291,293 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $85,500, and the median home value is $438,600. The population density is 2,733 people per square mile. There are active mortgage liens totaling $530,971 recorded against this property.

10438 SW 227 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2011 to 2023, with 4 recorded transactions in the public record.

The current assessed value represents 46% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $257 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

ROGER PICADO JENNIFER MARIA PICADO
10438 SW 227 TER, MIAMI, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,198 — $3,800
Flood $400 — $800
Property/Wind $1,798 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$85,500
Median Home Value$438,600
Pop. Density2,733/sq mi

Neighborhood 10438

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$548,250
~$530,971 bal.
UNITED WHOLESALE MORTGAGE LLC · 2023-07-21
Est. Total Balance $530,971
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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