10453 SW 227 TER, Cutler Bay, FL 33190

Parcel: 3060170230920 · Residential - Single Family · Cluster Home · Zoning: 0102

Assessed Value (2025)
$596,990

Property Details

Beds
5
Baths
3
Living Sqft
3,256
Year Built
2010
Lot Sqft
5,001
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$1,229,448
2010-03-09
VHF ENCLAVE LLCLENNAR HOMES LLC
2
$423,990-66%
2013-08-14
LENNAR HOMES LLCJEAN RENE STURBOIS
3
$690,000+63%
2022-06-10
JEAN RENE STURBOISCHRISTOPHER SWINGLE
4
$690,000
2022-06-24

Tax Assessment History

$596,990
Assessed (2025)
$642,318
Market Value
$546,268
Taxable Value
$11,122
Annual Tax
2024
$580,166
$600,526
2025
$596,990
$642,318
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $596,990 $642,318 $546,268 $11,122
2024 $580,166 $600,526 $530,166 $10,794

About 10453 SW 227 TER, Cutler Bay, FL 33190

10453 SW 227 TER, Cutler Bay, FL 33190 is a 5-bedroom, 3-bathroom residential - single family : cluster home built in 2010 with 3,256 square feet of living space on a 5,001 square foot lot. The property is currently owned by CHRISTOPHER SWINGLE AMY CRUZETA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-06-24 for $690,000. There are 4 recorded sales for this property. The 2025 assessed value is $596,990 with a market value of $642,318.

This breaks down to $175,000 for the land and $467,318 for the building. The assessed value increased 3% from $580,166 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $85,500, and the median home value is $438,600. The population density is 2,733 people per square mile. There are active mortgage liens totaling $594,250 recorded against this property.

10453 SW 227 TER, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2010 to 2022, with 4 recorded transactions in the public record.

The current assessed value represents 87% of the most recent sale price. Based on the most recent sale, this property traded at $212 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
C2024155658 building F $15,023

Current Owner

CHRISTOPHER SWINGLE AMY CRUZETA
10453 SW 227 TER, MIAMI, FL, 33190
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,981 — $6,769
Flood $400 — $800
Property/Wind $3,581 — $5,969

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$85,500
Median Home Value$438,600
Pop. Density2,733/sq mi

Neighborhood 10453

100%
Owner-Occ
0%
Investor
3
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$610,000
~$594,250 bal.
OPTIMUM FIRST INC · 2024-01-02
1 satisfied mortgage
SATISFIED 2022-06-24
$604,800
HOMEBRIDGE FINANCIAL SERVICES INC
Est. Total Balance $594,250
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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