22346 SW 103 CT, Cutler Bay, FL 33190
Parcel: 3060170040760 · Residential · Townhouse · Zoning: 2800
Assessed Value (2025)
$191,100
Property Details
Beds
3
Baths
2
Living Sqft
1,458
Year Built
1974
Lot Sqft
2,175
Stories
2
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE
Sales History
1
$46,300
2013-05-17
CHARLES WILBERT HENRY → SAFA FINANCIALS CORP
2
$100non-market transfer
2014-06-05
SAFA FINANCIALS CORP → SAFA FINANCIALS LLC
3
$340,000
2025-10-01
SAFA FINANCIALS LLC → MICHELLE SUZANNE DE LA PENA
4
$340,000
2025-10-29
Tax Assessment History
$191,100
Assessed (2025)
$283,000
Market Value
$191,100
Taxable Value
$3,891
Annual Tax
2024
$173,728
$269,100
2025
$191,100
$283,000
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2025 | $191,100 | $283,000 | $191,100 | $3,891 | $0 | $0 |
| 2024 | $173,728 | $269,100 | $173,728 | $3,537 | $0 | $0 |
About 22346 SW 103 CT, Cutler Bay, FL 33190
22346 SW 103 CT, Cutler Bay, FL 33190 is a 3-bedroom, 2-bathroom residential - total value : townhouse built in 1974 with 1,458 square feet of living space on a 2,175 square foot lot. The property is currently owned by MICHELLE SUZANNE DE LA PENA, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.
The most recent sale was on 2025-10-29 for $340,000. There are 4 recorded sales for this property. The 2025 assessed value is $191,100 with a market value of $283,000.
The assessed value increased 10% from $173,728 in 2024. The median household income in this area is $46,283, and the median home value is $297,300. The population density is 7,403 people per square mile.
There are active mortgage liens totaling $320,852 recorded against this property. 22346 SW 103 CT, Cutler Bay, FL 33190 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.
The complete ownership history of this property spans from 2013 to 2025, with 4 recorded transactions in the public record. The current assessed value represents 56% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase.
Based on the most recent sale, this property traded at $233 per square foot — a key metric for comparing value across Cutler Bay's real estate market..
Building Permits (1)
| Permit # | Type | Description | Status | Date | Cost |
|---|---|---|---|---|---|
| S1994024656 | building | expired | $4,800 |
Current Owner
MICHELLE SUZANNE DE LA PENA
22346 SW 103 CT, CUTLER BAY, FL, 33190
Since: 2026-03-29
View owner profile →
Est. Annual Insurance
$2,311 — $4,239
Flood $400 — $800
Property/Wind $1,911 — $3,439
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$46,283
Median Home Value$297,300
Pop. Density7,403/sq mi
Neighborhood 22346
100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
8
Mortgages
ACTIVE
$323,000
PLAINS COMMERCE BANK · 2025-10-29
1 satisfied mortgage
SATISFIED 2025-10-29
$16,150
FLORIDA HOUSING FINANCE CORP
Est. Total Balance $320,852
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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