20230 SW 115 AVE, Cutler Bay, FL 33189

Parcel: 3060070060940 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$249,722

Property Details

Beds
3
Baths
2
Living Sqft
1,911
Year Built
1966
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$155,000
2015-07-23
MARIA SALGADO RAUL J RAMOS
2
$236,000+52%
2016-03-22
RAUL J RAMOS FLORENTINO FERNANDEZ MORALES
3
$595,000+152%
2025-09-13
JOSEFINA MARISOL FERNANDEZPEDRO OSVALDO GARCIA MARTINEZ
4
$595,000
2025-09-22

Tax Assessment History

$249,722
Assessed (2025)
$413,656
Market Value
$199,000
Taxable Value
$4,051
Annual Tax
2024
$242,685
$415,162
2025
$249,722
$413,656
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $249,722 $413,656 $199,000 $4,051
2024 $242,685 $415,162 $192,685 $3,923

About 20230 SW 115 AVE, Cutler Bay, FL 33189

20230 SW 115 AVE, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1966 with 1,911 square feet of living space on a 7,500 square foot lot. The property is currently owned by PEDRO OSVALDO GARCIA MARTINEZ LIANET GUTIERREZ ALVAREZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-09-22 for $595,000. There are 4 recorded sales for this property. The 2025 assessed value is $249,722 with a market value of $413,656.

This breaks down to $232,500 for the land and $181,156 for the building. The assessed value increased 3% from $242,685 in 2024. The property has the following tax exemptions: homestead.

The median household income in this area is $53,819, and the median home value is $291,500. The population density is 5,579 people per square mile. There are active mortgage liens totaling $472,429 recorded against this property.

20230 SW 115 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2025, with 4 recorded transactions in the public record.

The current assessed value represents 42% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $311 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

PEDRO OSVALDO GARCIA MARTINEZ LIANET GUTIERREZ ALVAREZ
20230 SW 115 AVE, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$3,396 — $6,293
Flood $400 — $800
Property/Wind $2,996 — $5,493

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$53,819
Median Home Value$291,500
Pop. Density5,579/sq mi

Neighborhood 20230

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$476,000
~$472,429 bal.
PENNYMAC LOAN SERVICES LLC · 2025-09-22
1 satisfied mortgage
SATISFIED 2021-08-31
$241,000
FIRST ALLIANCE HOME MORTGAGE LLC
Est. Total Balance $472,429
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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