21445 SW 109 CT, Cutler Bay, FL 33189

Parcel: 3060070010130 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$82,003

Property Details

Beds
3
Baths
2
Living Sqft
1,196
Year Built
1985
Lot Sqft
10,575
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$39,000
1985-05-01
2
$51,000+31%
1986-06-01

Tax Assessment History

$82,003
Assessed (2025)
$376,068
Market Value
$0
Taxable Value
2024
$79,692
$377,025
2025
$82,003
$376,068
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $82,003 $376,068 $0
2024 $79,692 $377,025 $0

About 21445 SW 109 CT, Cutler Bay, FL 33189

21445 SW 109 CT, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1985 with 1,196 square feet of living space on a 10,575 square foot lot. The property is currently owned by DOROTHY KNIGHT EST OF, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1986-06-01 for $51,000. The property has appreciated $12,000 (31%) since the prior sale of $39,000 on 1985-05-01. The 2025 assessed value is $82,003 with a market value of $376,068.

This breaks down to $253,050 for the land and $123,018 for the building. The assessed value increased 3% from $79,692 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $71,250, and the median home value is $381,900.

The population density is 6,352 people per square mile. 21445 SW 109 CT, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1985 to 1986, with 2 recorded transactions in the public record. The current assessed value represents 161% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $43 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Building Permits (1)

Permit #TypeStatusCost
K1993081948 building expired $18,800

Current Owner

DOROTHY KNIGHT EST OF
21445 SW 109 CT, MIAMI, FL, 33189-2903
Since: 2026-03-29
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$71,250
Median Home Value$381,900
Pop. Density6,352/sq mi

Neighborhood 21445

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
19
View full risk analysis →
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