12960 SW 103 TER, Kendall West, FL 33186

Parcel: 3059020030530 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$295,691

Property Details

Beds
3
Baths
2
Living Sqft
1,947
Year Built
1976
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$105,500
1984-06-01
2
$106,000+0%
1986-08-01
3
$122,500+16%
1994-02-01

Tax Assessment History

$295,691
Assessed (2025)
$541,450
Market Value
$244,969
Taxable Value
$4,987
Annual Tax
2024
$287,358
$543,172
2025
$295,691
$541,450
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $295,691 $541,450 $244,969 $4,987
2024 $287,358 $543,172 $237,358 $4,832

About 12960 SW 103 TER, Kendall West, FL 33186

12960 SW 103 TER, Kendall West, FL 33186 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1976 with 1,947 square feet of living space on a 7,500 square foot lot. The property is currently owned by GINO A & CONCEPCION VALDERRAMA, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 1994-02-01 for $122,500. The property has appreciated $16,500 (16%) since the prior sale of $106,000 on 1986-08-01. There are 3 recorded sales for this property.

The 2025 assessed value is $295,691 with a market value of $541,450. This breaks down to $330,000 for the land and $211,450 for the building. The assessed value increased 3% from $287,358 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $84,291, and the median home value is $422,300. The population density is 6,061 people per square mile.

There are active mortgage liens totaling $558,147 recorded against this property. 12960 SW 103 TER, Kendall West, FL 33186 is located in Kendall West, Florida. Property records, tax assessments, sales history, and ownership information for this Kendall West property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1984 to 1994, with 3 recorded transactions in the public record. The current assessed value represents 241% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $63 per square foot — a key metric for comparing value across Kendall West's real estate market..

Current Owner

GINO A & CONCEPCION VALDERRAMA
12960 SW 103 TER, MIAMI, FL, 33186
Since: 2026-03-29
View owner profile →

Est. Annual Insurance

$3,356 — $6,122
Flood $400 — $800
Property/Wind $2,956 — $5,322

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$84,291
Median Home Value$422,300
Pop. Density6,061/sq mi

Neighborhood 12960

100%
Owner-Occ
0%
Investor
3
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
33
View full risk analysis →

Mortgages

ACTIVE
$560,000
~$558,147 bal.
ROCKET MORTGAGE LLC · 2026-02-04
2 satisfied mortgages
SATISFIED 2024-02-01
$130,000
ROCKET MORTGAGE LLC
SATISFIED 2022-07-07
$337,400
ROCKET MORTGAGE LLC
Est. Total Balance $558,147
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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