12480 SW 95 TER, Kendall West, FL 33186

Parcel: 3059010390480 · Residential - Single Family · Residential · Zoning: 0100

Assessed Value (2025)
$355,919

Property Details

Beds
3
Baths
2
Living Sqft
2,275
Year Built
1984
Lot Sqft
5,045
Stories
2
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$140,000
1996-11-01
2
$100non-market transfer
2018-08-30
JOSE MANUEL RUIZ &W OLGA JOSE MANUEL RUIZ LE
3
$570,000
2024-11-21
JOSE MANUEL RUIZ LESERGIO GONZALEZ
4
$570,000
2024-12-03

Tax Assessment History

$355,919
Assessed (2025)
$490,338
Market Value
$305,197
Taxable Value
$6,214
Annual Tax
2024
$424,471
$506,087
2025
$355,919
$490,338
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $355,919 $490,338 $305,197 $6,214
2024 $424,471 $506,087 $424,471 $8,642

About 12480 SW 95 TER, Kendall West, FL 33186

12480 SW 95 TER, Kendall West, FL 33186 is a 3-bedroom, 2-bathroom residential - single family : residential - total value built in 1984 with 2,275 square feet of living space on a 5,045 square foot lot. The property is currently owned by SERGIO GONZALEZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-12-03 for $570,000. There are 4 recorded sales for this property. The 2025 assessed value is $355,919 with a market value of $490,338.

This breaks down to $266,192 for the land and $224,146 for the building. The assessed value decreased 16% from $424,471 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AH, indicating shallow flooding areas with ponding potential. Flood insurance is typically required. The median household income in this area is $55,308, and the median home value is $397,300.

The population density is 7,359 people per square mile. There are active mortgage liens totaling $474,795 recorded against this property. 12480 SW 95 TER, Kendall West, FL 33186 is located in Kendall West, Florida.

Property records, tax assessments, sales history, and ownership information for this Kendall West property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1996 to 2024, with 4 recorded transactions in the public record. The current assessed value represents 62% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $251 per square foot — a key metric for comparing value across Kendall West's real estate market..

Building Permits (1)

Permit #TypeStatusCost
C2025037289 building F $24,399

Current Owner

SERGIO GONZALEZ
12480 SW 95 TER, MIAMI, FL, 33186
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AH
Special Flood Hazard Area

Est. Annual Insurance

$3,959 — $7,206
Flood $400 — $800
Property/Wind $3,559 — $6,406

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$55,308
Median Home Value$397,300
Pop. Density7,359/sq mi

Neighborhood 12480

100%
Owner-Occ
0%
Investor
35
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
34
View full risk analysis →

Mortgages

ACTIVE 5.625% rate
$484,500
~$474,795 bal.
FIRSTBANK PUERTO RICO · 2024-12-03
Est. Total Balance $474,795
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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