4861 NW 181 TER, Opa-locka, FL 33055

4861 NW 181 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 1,659 square feet of living space on a 8,960 square foot lot. The property is currently owned by RAFAEL LUGO ADIANEZ LUGO, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2017-07-14 for $235,000, when FEDERAL NATIONAL MORTGAGE ASSN sold to RAFAEL LUGO. There are 3 recorded sales for this property. The 2025 assessed value is $348,617 with a market value of $387,361.

This breaks down to $206,080 for the land and $181,281 for the building. The assessed value increased 10% from $316,925 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $70,118, and the median home value is $369,500. The population density is 6,329 people per square mile.

The complete ownership history of this property spans from 1990 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 148% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $142 per square foot — a key metric for comparing value across the area's real estate market..