5438 NW 186 ST, Opa-locka, FL 33055

Parcel: 3021060370950 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$292,727

Property Details

Beds
3
Baths
2
Living Sqft
1,450
Year Built
1997
Lot Sqft
5,352
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$320,000
2006-05-01
2
$285,000-11%
2017-01-27
JOHN VAN RIEL &W ALBA ROBERTO MONS
3
$100non-market transfer
2021-08-25
ROBERTO MONSROBERTO MONS

Tax Assessment History

$292,727
Assessed (2025)
$416,071
Market Value
$242,005
Taxable Value
$4,927
Annual Tax
2024
$284,478
$460,336
2025
$292,727
$416,071
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $292,727 $416,071 $242,005 $4,927
2024 $284,478 $460,336 $234,478 $4,774

About 5438 NW 186 ST, Opa-locka, FL 33055

5438 NW 186 ST, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1997 with 1,450 square feet of living space on a 5,352 square foot lot. The property is currently owned by ROBERTO MONS AYMEE SANCHEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-08-25 for $100, when ROBERTO MONS sold to ROBERTO MONS. The property sold for $284,900 less than the prior sale of $285,000 on 2017-01-27. There are 3 recorded sales for this property.

The 2025 assessed value is $292,727 with a market value of $416,071. This breaks down to $178,036 for the land and $238,035 for the building. The assessed value increased 3% from $284,478 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile. There are active mortgage liens totaling $259,809 recorded against this property.

The complete ownership history of this property spans from 2006 to 2021, with 3 recorded transactions in the public record..

Current Owner

ROBERTO MONS AYMEE SANCHEZ
5438 NW 186 ST, MIAMI, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,741 — $4,898
Flood $400 — $800
Property/Wind $2,341 — $4,098

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$275,000
~$259,809 bal.
DG PINNACLE FUNDING · 2021-09-15
Est. Total Balance $259,809
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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