5431 NW 186 ST, Opa-locka, FL 33055

Parcel: 3021060370370 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$259,615

Property Details

Beds
3
Baths
2
Living Sqft
1,410
Year Built
1996
Lot Sqft
4,925
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$122,100
2013-01-25
GARY C DIXONWELLS FARGO BANK NATL ASSOC TRS
2
$570,000+367%
2013-11-25
WELLS FARGO BANK NATL ASSOC TRSMARTHA ROMAN
3
$220,000-61%
2015-07-17
MARTHA ROMANDAMISELA FERNANDEZ CRUZ

Tax Assessment History

$259,615
Assessed (2025)
$421,708
Market Value
$208,893
Taxable Value
$4,253
Annual Tax
2024
$252,299
$462,878
2025
$259,615
$421,708
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $259,615 $421,708 $208,893 $4,253
2024 $252,299 $462,878 $202,299 $4,119

About 5431 NW 186 ST, Opa-locka, FL 33055

5431 NW 186 ST, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1996 with 1,410 square feet of living space on a 4,925 square foot lot. The property is currently owned by DAMISELA FERNANDEZ CRUZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2015-07-17 for $220,000, when MARTHA ROMAN sold to DAMISELA FERNANDEZ CRUZ . The property sold for $350,000 less than the prior sale of $570,000 on 2013-11-25. There are 3 recorded sales for this property.

The 2025 assessed value is $259,615 with a market value of $421,708. This breaks down to $167,850 for the land and $253,858 for the building. The assessed value increased 3% from $252,299 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile. The complete ownership history of this property spans from 2013 to 2015, with 3 recorded transactions in the public record.

The current assessed value represents 118% of the most recent sale price. Based on the most recent sale, this property traded at $156 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (4)

Permit #TypeStatusCost
C2023105360 building F $6,000
C2023104541 building F $450
C2023102633 mechanical F
C2023088241 building F $10,000

Current Owner

DAMISELA FERNANDEZ CRUZ
5431 NW 186 ST, MIAMI, FL, 33055
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,476 — $4,434
Flood $400 — $800
Property/Wind $2,076 — $3,634

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →
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