5431 NW 186 ST, Opa-locka, FL 33055
Parcel: 3021060370370 · Residential - Single Family · Cluster Home · Zoning: 0100
Property Details
Sales History
Tax Assessment History
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2025 | $259,615 | $421,708 | $208,893 | $4,253 | $167,850 | $253,858 |
| 2024 | $252,299 | $462,878 | $202,299 | $4,119 | $158,525 | $304,353 |
About 5431 NW 186 ST, Opa-locka, FL 33055
5431 NW 186 ST, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1996 with 1,410 square feet of living space on a 4,925 square foot lot. The property is currently owned by DAMISELA FERNANDEZ CRUZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.
The most recent sale was on 2015-07-17 for $220,000, when MARTHA ROMAN sold to DAMISELA FERNANDEZ CRUZ . The property sold for $350,000 less than the prior sale of $570,000 on 2013-11-25. There are 3 recorded sales for this property.
The 2025 assessed value is $259,615 with a market value of $421,708. This breaks down to $167,850 for the land and $253,858 for the building. The assessed value increased 3% from $252,299 in 2024.
The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.
The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile. The complete ownership history of this property spans from 2013 to 2015, with 3 recorded transactions in the public record.
The current assessed value represents 118% of the most recent sale price. Based on the most recent sale, this property traded at $156 per square foot — a key metric for comparing value across the area's real estate market..
Building Permits (4)
| Permit # | Type | Description | Status | Date | Cost |
|---|---|---|---|---|---|
| C2023105360 | building | F | $6,000 | ||
| C2023104541 | building | F | $450 | ||
| C2023102633 | mechanical | F | — | ||
| C2023088241 | building | F | $10,000 |
Current Owner
Flood Zone
Est. Annual Insurance
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.