5242 NW 185 TER, Opa-locka, FL 33055

Parcel: 3021060360370 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$302,469

Property Details

Beds
4
Baths
2
Living Sqft
1,652
Year Built
1994
Lot Sqft
4,897
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$97,300
1994-11-01
2
$182,500+88%
2014-04-10
HECTOR L ESTABRIDIS &W MARIA EJAIRO ALVARADO
3
$328,000+80%
2020-09-01
JAIRO ALVARADOOSMANY DIAZ BERNAL

Tax Assessment History

$302,469
Assessed (2025)
$405,648
Market Value
$251,747
Taxable Value
$5,125
Annual Tax
2024
$293,945
$450,062
2025
$302,469
$405,648
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $302,469 $405,648 $251,747 $5,125
2024 $293,945 $450,062 $243,945 $4,967

About 5242 NW 185 TER, Opa-locka, FL 33055

5242 NW 185 TER, Opa-locka, FL 33055 is a 4-bedroom, 2-bathroom residential - single family : cluster home built in 1994 with 1,652 square feet of living space on a 4,897 square foot lot. The property is currently owned by OSMANY DIAZ BERNAL, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-09-01 for $328,000, when JAIRO ALVARADO sold to OSMANY DIAZ BERNAL . The property has appreciated $145,500 (80%) since the prior sale of $182,500 on 2014-04-10. There are 3 recorded sales for this property.

The 2025 assessed value is $302,469 with a market value of $405,648. This breaks down to $167,346 for the land and $238,302 for the building. The assessed value increased 3% from $293,945 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile. There are active mortgage liens totaling $308,211 recorded against this property.

The complete ownership history of this property spans from 1994 to 2020, with 3 recorded transactions in the public record. The current assessed value represents 92% of the most recent sale price. Based on the most recent sale, this property traded at $199 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1994244196 electrical expired

Current Owner

OSMANY DIAZ BERNAL
5242 NW 185 TER, MIAMI, FL, 33055
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,819 — $5,034
Flood $400 — $800
Property/Wind $2,419 — $4,234

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$324,800
~$308,211 bal.
THE FEDERAL SAVINGS BANK · 2022-01-20
1 satisfied mortgage
SATISFIED 2020-09-09
$322,059
THE FEDERAL SAVINGS BANK
Est. Total Balance $308,211
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales