5204 NW 186 TER, Opa-locka, FL 33055

Parcel: 3021060360210 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$252,613

Property Details

Beds
3
Baths
2
Living Sqft
1,556
Year Built
1994
Lot Sqft
3,544
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$100non-market transfer
2009-08-28
SANDRA E STEWART &KENDRA J STEWART CAMPBELL
2
$163,000
2013-08-15
KENDRA J STEWART CAMPBELLFRANK A GARCIA
3
$295,000+81%
2017-10-26
FRANK A GARCIASTEPHANIE ALAYON

Tax Assessment History

$252,613
Assessed (2025)
$356,024
Market Value
$201,891
Taxable Value
$4,110
Annual Tax
2024
$245,494
$400,169
2025
$252,613
$356,024
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $252,613 $356,024 $201,891 $4,110
2024 $245,494 $400,169 $195,494 $3,980

About 5204 NW 186 TER, Opa-locka, FL 33055

5204 NW 186 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1994 with 1,556 square feet of living space on a 3,544 square foot lot. The property is currently owned by STEPHANIE ALAYON JOSE LUIS GARCIA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2017-10-26 for $295,000, when FRANK A GARCIA sold to STEPHANIE ALAYON. The property has appreciated $132,000 (81%) since the prior sale of $163,000 on 2013-08-15. There are 3 recorded sales for this property.

The 2025 assessed value is $252,613 with a market value of $356,024. This breaks down to $127,584 for the land and $228,440 for the building. The assessed value increased 3% from $245,494 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile. There are active mortgage liens totaling $262,753 recorded against this property.

The complete ownership history of this property spans from 2009 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 86% of the most recent sale price. Based on the most recent sale, this property traded at $190 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1994029372 electrical expired

Current Owner

STEPHANIE ALAYON JOSE LUIS GARCIA
5204 NW 186 TER, MIAMI, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,420 — $4,336
Flood $400 — $800
Property/Wind $2,020 — $3,536

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$280,205
~$262,753 bal.
FREEDOM MORTGAGE CORP · 2021-05-03
Est. Total Balance $262,753
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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