5305 NW 195 TER, Opa-locka, FL 33055

Parcel: 3021060270100 · Residential - Single Family · Cluster Home · Zoning: 2800

Assessed Value (2025)
$272,005

Property Details

Beds
3
Baths
2
Living Sqft
1,430
Year Built
1984
Lot Sqft
2,724
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$67,900
1984-10-01
2
N/Anon-market transfer
2023-11-14
FRANKIE M STEPHENSMICHAEL LEE STEPHENS
3
N/A
2023-11-16
4
$406,500
2024-01-02
MICHAEL LEE STEPHENSBENLIU HUNG
5
$406,500
2024-01-18

Tax Assessment History

$272,005
Assessed (2025)
$272,005
Market Value
$272,005
Taxable Value
$5,538
Annual Tax
2024
$267,880
2025
$272,005
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $272,005 $272,005 $272,005 $5,538
2024 $267,880 $267,880 $267,880 $5,454

About 5305 NW 195 TER, Opa-locka, FL 33055

5305 NW 195 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1984 with 1,430 square feet of living space on a 2,724 square foot lot. The property is currently owned by BENLIU HUNG, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-01-18 for $406,500. There are 5 recorded sales for this property. The 2025 assessed value is $272,005 with a market value of $272,005.

This breaks down to $100,564 for the land and $171,441 for the building. The assessed value increased 2% from $267,880 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $72,471, and the median home value is $331,500. The population density is 9,588 people per square mile.

There are active mortgage liens totaling $356,466 recorded against this property. The complete ownership history of this property spans from 1984 to 2024, with 5 recorded transactions in the public record. The current assessed value represents 67% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $284 per square foot — a key metric for comparing value across the area's real estate market..

Current Owner

BENLIU HUNG
5305 NW 195 TER, MIAMI GARDENS, FL, 33055
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,120 — $5,696
Flood $400 — $800
Property/Wind $2,720 — $4,896

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$72,471
Median Home Value$331,500
Pop. Density9,588/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$365,850
~$356,466 bal.
HOMETOWN EQUITY MORTGAGE LLC · 2024-01-18
Est. Total Balance $356,466
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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