5220 NW 196 TER, Opa-locka, FL 33055

Parcel: 3021060240560 · Residential · Townhouse · Zoning: 2800

Assessed Value (2025)
$278,515

Property Details

Beds
3
Baths
2
Living Sqft
1,198
Year Built
1983
Lot Sqft
3,850
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$100non-market transfer
2017-02-18
OLGA PERERA OLGA PERERA
2
$340,000
2021-05-10
OLGA PERERAJOSE ERNESTO CHANG ACOSTA

Tax Assessment History

$278,515
Assessed (2025)
$279,130
Market Value
$227,793
Taxable Value
$4,638
Annual Tax
2024
$270,666
$292,630
2025
$278,515
$279,130
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $278,515 $279,130 $227,793 $4,638
2024 $270,666 $292,630 $220,666 $4,493

About 5220 NW 196 TER, Opa-locka, FL 33055

5220 NW 196 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - total value : townhouse built in 1983 with 1,198 square feet of living space on a 3,850 square foot lot. The property is currently owned by JOSE ERNESTO CHANG ACOSTA DARLY MAYELA UZCATEGUI DE CHANG, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-05-10 for $340,000, when OLGA PERERA sold to JOSE ERNESTO CHANG ACOSTA . The property has appreciated $339,900 (339900%) since the prior sale of $100 on 2017-02-18. The 2025 assessed value is $278,515 with a market value of $279,130.

The assessed value increased 3% from $270,666 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $72,471, and the median home value is $331,500. The population density is 9,588 people per square mile.

There are active mortgage liens totaling $291,946 recorded against this property. The complete ownership history of this property spans from 2017 to 2021, with 2 recorded transactions in the public record. The current assessed value represents 82% of the most recent sale price.

There is 1 active building permit on this property with a combined estimated cost of $11,086, indicating ongoing construction or renovation work. Based on the most recent sale, this property traded at $284 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2024021771 building F $13,430
C2021171951 building A $11,086

Current Owner

JOSE ERNESTO CHANG ACOSTA DARLY MAYELA UZCATEGUI DE CHANG
5220 NW 196 TER, OPA LOCKA, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,185 — $5,813
Flood $400 — $800
Property/Wind $2,785 — $5,013

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$72,471
Median Home Value$331,500
Pop. Density9,588/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$310,400
~$291,946 bal.
FEMBI MORTGAGE · 2021-05-19
Est. Total Balance $291,946
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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