5221 NW 196 TER, Opa-locka, FL 33055

Parcel: 3021060240520 · Residential · Townhouse · Zoning: 2800

Assessed Value (2025)
$224,000

Property Details

Beds
2
Baths
1
Living Sqft
867
Year Built
1983
Lot Sqft
2,700
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$94,000
2008-01-01
2
$330,000+251%
2023-05-25
RAFAEL HERNANDEZGISSELLE CORALIA RUIZ
3
$330,000
2023-06-21
4
$106,400-68%
2024-04-26
GISSELLE CORALIA RUIZGISSELLE CORALIA RUIZ
5
$106,400
2025-04-26
GISSELLE CORALIA RUIZGISSELLE CORALIA RUIZ
6
$106,400
2025-07-01

Tax Assessment History

$224,000
Assessed (2025)
$224,000
Market Value
$224,000
Taxable Value
$4,560
Annual Tax
2024
$235,750
2025
$224,000
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $224,000 $224,000 $224,000 $4,560
2024 $235,750 $235,750 $235,750 $4,800

About 5221 NW 196 TER, Opa-locka, FL 33055

5221 NW 196 TER, Opa-locka, FL 33055 is a 2-bedroom, 1-bathroom residential - total value : townhouse built in 1983 with 867 square feet of living space on a 2,700 square foot lot. The property is currently owned by GISSELLE CORALIA RUIZ CRISTIAN JOEL RUBIO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-07-01 for $106,400. There are 6 recorded sales for this property. The 2025 assessed value is $224,000 with a market value of $224,000.

The assessed value decreased 5% from $235,750 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $72,471, and the median home value is $331,500. The population density is 9,588 people per square mile. There are active mortgage liens totaling $313,416 recorded against this property.

The complete ownership history of this property spans from 2008 to 2025, with 6 recorded transactions in the public record. The current assessed value represents 211% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $123 per square foot — a key metric for comparing value across the area's real estate market..

Current Owner

GISSELLE CORALIA RUIZ CRISTIAN JOEL RUBIO
5221 NW 196 TER, MIAMI GARDENS, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,640 — $4,832
Flood $400 — $800
Property/Wind $2,240 — $4,032

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$72,471
Median Home Value$331,500
Pop. Density9,588/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$324,022
~$313,416 bal.
ROCKET MORTGAGE LLC · 2023-06-21
Est. Total Balance $313,416
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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