5100 NW 195 TER, Opa-locka, FL 33055

Parcel: 3021060220730 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$272,841

Property Details

Beds
3
Baths
2
Living Sqft
1,260
Year Built
1984
Lot Sqft
3,825
Stories
1
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$235,000
2006-01-01
2
$345,000+47%
2024-12-20
HARRY RUIZSILVERT INVESTMENTS LLC
3
$345,000
2024-12-30
4
$485,000+41%
2025-08-27
SILVERT INVESTMENTS LLCEDUARDO REINALDO VERDESIA
5
$485,000
2025-09-12

Tax Assessment History

$272,841
Assessed (2025)
$272,841
Market Value
$272,841
Taxable Value
$5,555
Annual Tax
2024
$116,826
$266,728
2025
$272,841
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $272,841 $272,841 $272,841 $5,555
2024 $116,826 $266,728 $16,826 $343

About 5100 NW 195 TER, Opa-locka, FL 33055

5100 NW 195 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - single family : cluster home built in 1984 with 1,260 square feet of living space on a 3,825 square foot lot. The property is currently owned by EDUARDO REINALDO VERDESIA NADINA PEREZ FROMETA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2025-09-12 for $485,000. There are 5 recorded sales for this property. The 2025 assessed value is $272,841 with a market value of $272,841.

This breaks down to $130,050 for the land and $142,791 for the building. The assessed value increased 134% from $116,826 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $72,471, and the median home value is $331,500. The population density is 9,588 people per square mile.

There are active mortgage liens totaling $472,618 recorded against this property. The complete ownership history of this property spans from 2006 to 2025, with 5 recorded transactions in the public record. The current assessed value represents 56% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $385 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (1)

Permit #TypeStatusCost
W2025168395 building expired

Current Owner

EDUARDO REINALDO VERDESIA NADINA PEREZ FROMETA
5100 NW 195 TER, MIAMI GARDENS, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$3,128 — $5,711
Flood $400 — $800
Property/Wind $2,728 — $4,911

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$72,471
Median Home Value$331,500
Pop. Density9,588/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$476,215
~$472,618 bal.
AMERICAN FINANCIAL NETWORK INC · 2025-09-12
1 satisfied mortgage
SATISFIED 2025-09-12
$16,975
AMERICAN FINANCIAL NETWORK INC
Est. Total Balance $472,618
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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