5698 NW 195 TER, Opa-locka, FL 33055

Parcel: 3021060120150 · Residential · Townhouse · Zoning: 2800

Assessed Value (2025)
$207,075

Property Details

Beds
3
Baths
2
Living Sqft
1,302
Year Built
1976
Lot Sqft
1
Stories
1
RESIDENTIAL - TOTAL VALUE : TOWNHOUSE

Sales History

1
$49,000
1989-08-01
2
N/Anon-market transfer
1999-11-01
3
$230,000
2018-12-20
KELLY D FLORESEDDYS BRETO

Tax Assessment History

$207,075
Assessed (2025)
$330,540
Market Value
$156,353
Taxable Value
$3,183
Annual Tax
2024
$201,240
$314,588
2025
$207,075
$330,540
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $207,075 $330,540 $156,353 $3,183
2024 $201,240 $314,588 $151,240 $3,079

About 5698 NW 195 TER, Opa-locka, FL 33055

5698 NW 195 TER, Opa-locka, FL 33055 is a 3-bedroom, 2-bathroom residential - total value : townhouse built in 1976 with 1,302 square feet of living space on a 1 square foot lot. The property is currently owned by EDDYS BRETO CRUZ M FERNANDEZ, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-12-20 for $230,000, when KELLY D FLORES sold to EDDYS BRETO. There are 3 recorded sales for this property. The 2025 assessed value is $207,075 with a market value of $330,540.

The assessed value increased 3% from $201,240 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $72,471, and the median home value is $331,500. The population density is 9,588 people per square mile.

There are active mortgage liens totaling $14,877 recorded against this property. The complete ownership history of this property spans from 1989 to 2018, with 3 recorded transactions in the public record. The current assessed value represents 90% of the most recent sale price.

There is 1 active building permit on this property, indicating ongoing construction or renovation work. Based on the most recent sale, this property traded at $177 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (2)

Permit #TypeStatusCost
C2025126149 electrical A
C2024177809 building F $14,000

Current Owner

EDDYS BRETO CRUZ M FERNANDEZ
5698 NW 195 TER, MIAMI, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,470 — $4,527
Flood $400 — $800
Property/Wind $2,070 — $3,727

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$72,471
Median Home Value$331,500
Pop. Density9,588/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$15,517
~$14,877 bal.
SECRETARY HOUSING URBAN DEVELOPMENT · 2023-11-09
1 satisfied mortgage
SATISFIED 2021-03-25
$19,788
SECRETARY HOUSING URBAN DEVELOPMENT
Est. Total Balance $14,877
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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