4945 NW 189 TER, Opa-locka, FL 33055

Parcel: 3021060033480 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$138,163

Property Details

Beds
3
Baths
1
Living Sqft
1,708
Year Built
1970
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$65,000
1992-03-01
2
$150,000+131%
2003-04-01
3
$100non-market transfer
2024-04-26
FRANCISCO J VALERO &W HILDA LFRANCISCO J VALERO LE
4
N/A
2024-04-30

Tax Assessment History

$138,163
Assessed (2025)
$374,033
Market Value
$87,441
Taxable Value
$1,780
Annual Tax
2024
$134,270
$395,028
2025
$138,163
$374,033
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $138,163 $374,033 $87,441 $1,780
2024 $134,270 $395,028 $84,270 $1,716

About 4945 NW 189 TER, Opa-locka, FL 33055

4945 NW 189 TER, Opa-locka, FL 33055 is a 3-bedroom, 1-bathroom residential - single family : 1 unit built in 1970 with 1,708 square feet of living space on a 7,500 square foot lot. The property is currently owned by FRANCISCO J VALERO LE HILDA L VALERO LE, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $138,163 with a market value of $374,033. This breaks down to $180,000 for the land and $194,033 for the building.

The assessed value increased 3% from $134,270 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile.

There are active mortgage liens totaling $340,144 recorded against this property. The complete ownership history of this property spans from 1992 to 2024, with 4 recorded transactions in the public record..

Current Owner

FRANCISCO J VALERO LE HILDA L VALERO LE
4945 NW 189 TER, MIAMI GARDENS, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →

Mortgages

ACTIVE
$343,915
~$340,144 bal.
ROCKET MORTGAGE LLC · 2025-06-20
3 satisfied mortgages
SATISFIED 2023-07-28
$45,000
ROCKET MORTGAGE LLC
SATISFIED 2021-10-01
$250,450
ROCKET MORTGAGE LLC
SATISFIED 2020-12-16
$250,000
QUICKEN LOANS LLC
Est. Total Balance $340,144
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales