5040 NW 188 TER, Opa-locka, FL 33055

Parcel: 3021060032820 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$186,932

Property Details

Beds
4
Baths
2
Living Sqft
1,974
Year Built
1970
Lot Sqft
9,996
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$117,000
1999-02-01
2
$140,000+20%
2002-09-01
3
$100non-market transfer
2022-07-12
HUMBERTO RAMOSHUMBERTO RAMOS
4
N/A
2022-08-04

Tax Assessment History

$186,932
Assessed (2025)
$516,249
Market Value
$136,210
Taxable Value
$2,773
Annual Tax
2024
$181,664
$550,984
2025
$186,932
$516,249
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $186,932 $516,249 $136,210 $2,773
2024 $181,664 $550,984 $131,664 $2,681

About 5040 NW 188 TER, Opa-locka, FL 33055

5040 NW 188 TER, Opa-locka, FL 33055 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1970 with 1,974 square feet of living space on a 9,996 square foot lot. The property is currently owned by HUMBERTO RAMOS MARITZA RAMOS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $186,932 with a market value of $516,249. This breaks down to $239,904 for the land and $276,345 for the building.

The assessed value increased 3% from $181,664 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $64,455, and the median home value is $407,800. The population density is 8,152 people per square mile.

The complete ownership history of this property spans from 1999 to 2022, with 4 recorded transactions in the public record..

Current Owner

HUMBERTO RAMOS MARITZA RAMOS
5040 NW 188 TER, MIAMI, FL, 33055
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,269 — $4,164
Flood $400 — $800
Property/Wind $1,869 — $3,364

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$64,455
Median Home Value$407,800
Pop. Density8,152/sq mi

Neighborhood 33055

70.6%
Owner-Occ
29.4%
Investor
191
Flips (4yr)
3,116
New Biz (3yr)
Distress Risk
ELEVATED
43
View full risk analysis →
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